Browsing Tag
401(k) Advisors
333 posts
A 401(k) advisor is a financial professional specializing in employer-sponsored retirement plans, specifically 401(k)s. They guide plan sponsors (employers) in various aspects, including plan design, investment selection, employee education, and ensuring compliance with regulations like ERISA. They also help plan sponsors fulfill their fiduciary responsibilities.
401k Aggregation: An Advisor’s David to the Industry’s Goliath
Aggregation–in any number of flavors–is growing in the retirement space, and with good reason. The economics and scalability…
Ouch! A $590,000 Fee for Your Client’s 401(k)
We get it; 401(k) fees are high and can do lasting damage to a balance over time, but…
Why is Jim Cramer ‘Mad’ About 401(k)s?
You mean the 401(k) isn’t an absolutely perfect retirement savings vehicle? Shocked! First Suze Orman and now this…
How to More Effectively Use Big Data to Serve 401(k) Participants
Data is integral to every aspect of retirement. The plan sponsor, the advisor, the record keeper, and the…
Bad news for 401(k) Advisors and IRA Rollovers?
A constant question of late—how will the DOL’s fiduciary rule affect the IRA rollover? Will more occur? Less?…
Raymond James ‘Fails Fiduciary Responsibility,’ Named In Ski Resort Ponzi Scheme
Talk about a snow job. An investor in Jay Peak, a Vermont-ski-resort-turned-Ponzi-Scheme, has filed a class-action lawsuit in…
Despite Reform, Asset Managers Deliberately Confuse Clients
One step forward equals two steps back. While our colleague Terry Dunne argues in nearby pages that there’s much…
The Fiduciary Rule’s Industry Ruin
How’s this for a compliance crock? See what marketing expert and author David Weinberger and ERISA expert Jason…
How After-Tax Contributions Become Tax-Free Retirement Income
For many years, after-tax contributions to retirement plans were like the seventh batter on a professional baseball team.…
How to Make Employees Become 401(k) Participants: Behavioral Scientist
Too often, employees don’t seem to read and act on requests from HR and their retirement team. I…