Browsing Tag
401(k) Annuities
184 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
Wanted: Tech-Fueled Next-Gen Retirement Income Solutions
New research out today shows that while most 401(k) plans offer tools and advice, meaningful in-plan retirement income…
Why It’s A New Day for Annuities in 401(k)s
The SECURE ACT was passed in December 2019, paving the way for substantial changes in the retirement industry.…
Why the Time is (Finally) Right for Lifetime Income in 401(k)s
There is a rising need, and demand, for lifetime income solutions in employer-sponsored retirement plans, according to a…
What is ‘Peak 65’ and Why Should Pre-Retirees Care?
“Peak 65” is a term used to describe the point in time when more Americans will turn age 65…
What Are Annuities Really Worth to Retirees?
Annuities provide retirees with guaranteed lifetime income, which workers say they want, but they haven’t been embraced by…
FI360 Vet Matt Wolniewicz Joins Income America, a TDF with a Guarantee
Fi360 ex-president Matthew Wolniewicz has been named president of Income America, a new in-plan target-date series featuring guaranteed…
First-Ever ESG Option Available in a Fixed Index Annuity
ESG Fixed Index Annuity offers sustainable investing with growth potential through BlackRock, RetireOne, and Midland National.
Nationwide, Annexus Roll Out ‘Next-Gen’ In-Plan Guaranteed Income Solution
Nationwide and Annexus Retirement Solutions today announced that they have partnered to bring to market “Lifetime Income Builder,”…
Why Creating Income Solutions in Target Date Funds is So Important
The passing of the SECURE Act of 2019 paved the way for increased utilization of lifetime income options. The…
Could the 401k Be a Social Security ‘Bridge’ to More Income?
When to begin receiving Social Security benefits is one of the most important (and stressful) decisions many retirees…