Browsing Tag
401(k) Annuities
181 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
How to Overcome Regulatory Obstacles to Annuities in 401(k)s
Promoting appropriate annuity options in 401(k) and other DC plans is a challenge worth taking on, a new…
5 Positive Retirement Plan Proposals Currently Circling Washington
What’s this? Legislative policy proposals that might actually help? The Employee Benefit Research Institute likes what it sees…
Industry Leader Defends SECURE Act’s 401k Annuity Provisions
Provisions that would encourage the use of annuities in 401k plans would make the SECURE Act the most…
Deferred Annuities as 401(k) Plan Default?
A team of academics is proposing the inclusion of deferred lifetime income annuities (DIAs) as a default in employer-provided 401(k) plans.
How to Get Lifetime Income Solutions in 401(k) Plans
New report sees lifetime income solutions as a key to helping 401(k) plans evolve from accumulating retirement savings to generating retirement income.
Ancient Rolling Stone Rockers Team with Annuities on Latest Tour
The Rolling Stones have made it clear they’ll never retire, so we’re not sure about the messaging. The…
Rosy Forecast for Income-Focused Annuity Products
LIMRA SRI predicts accumulation-focused annuity product sales will grow a hefty 30%-35% by 2023, as Boomers look for guaranteed retirement income solutions.
Study by Finke, Pfau Shows Annuities Improve Retirement Outcomes
Annuities still have an image problem, but new research including 10,000 simulations show income annuities really do improve…
Shlomo Benartzi: Fairness Key to Participant Annuity Use
Why are retirees wary of annuities, Shlomo Benartzi rhetorically asks? Let us count the ways: high commissions, outrageous…
How Much of a 401(k) Should be Allocated to Annuities?
Deferred Income Annuity helps retirees hedge against outliving savings, boosting retirement readiness with balanced 401(k) allocations.