Browsing Tag
401(k) Annuities
181 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
Fixed, Variable Annuities Hit New Records
Annuity sales record highs show strong growth as fixed index and variable annuities surge, reaching new quarterly records.
Fraught with Fear, Annuities May Be the Answer for Some 401k Savers
As financial experts and investors brace for the eventual market downturn, others are claiming it’s already here. The…
Post-Pension Era 401(k) Participants Are All About Annuities?
New research confirms what we already knew: Americans want to lockdown a guaranteed source of income for life.
Legislation Passed to Boost Annuity Use in 401(k) Plans
Guaranteed lifetime income legislation expands annuities in 401(k) plans, helping Americans achieve secure and lasting retirement savings.
3 Ways to Help 401(k) Participants Decumulate
America’s headed toward a “retirement crisis.” The majority of workers aren’t saving enough. Health care is going to…
10 Years Post-Crisis, Americans Make Better Financial Decisions
“Every cloud has a silver lining,” as they say, and a decade after the 2008 financial crisis, its…
Retirement Industry Insider Pfau Says Time Is Right for Annuities
Everyone’s talkin’ annuities these days, with pre-retirees asking for lifetime income options and investment insiders anticipating an imminent…
401(k) Plan Sponsors Seriously Worried About Employee Retirement Chances
Should 401(k) advisors be banging HSA and annuity (or rather “guaranteed income”) options harder? Yes, if we’re to…
401(k) Advisors Largely Shun Annuities—But Should They?
International insurance industry think tank The Geneva Association is the latest financial industry group to pitch annuities as…
Danger: Divorce May Disrupt Retirement Outlook
Divorce and retirement planning can be challenging. Learn how divorce impacts savings and steps to secure your future income.