Browsing Tag
401(k) Annuities
180 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
The Key to Better 401k Participant Outcomes: Olivia Mitchell
What if there was a way to “put the pension back” into 401(k) plans? Intriguing question, one in…
Beltway Bill to Help Annuities in 401(k)s Gets Boost
The Senate Finance Committee gave its seal of approval Wednesday to a bill that would make it easier…
MassMutual Expands 401(k) Market Presence with Metlife Advisor Purchase
The industry awoke to hangovers, spent fireworks and MassMutual’s acquisition of MetLife’s U.S. retail advisor force—the MetLife Premier Client…
M&A Alert! Guardian Sells 401(k) Business to Ameritas
Guardian gets out (of the 401(k) business—that is). Lincoln, Nebraska-based Ameritas Life Insurance announced Thursday that it has signed…
One Thing 401(k) Participants Want More Of In Their Plans
Guaranteed income options in 401(k)s—many participants want ‘em, few have ‘em, at least according to new research from…
401(k) Providers Struggle with Retirement Income Products
Retirement income products within 401(k) plans just aren’t up to snuff, according to new research from Cerulli Associates.…
401(k) Advisors, Check Your Anti-Annuity Bias
Too many 401(k) advisors, and financial advisors in general, treat annuities as a four-letter word, but they might…
Riskalyze Adds Annuity Risk-Assessment Capabilities for 401(k) Advisors
If anything demands a risk evaluation, annuities are it (at least the variable type). Sub-account options, the percent currently…
QLACs in 401(k)s – Hype or Help?
Annuities have their lovers and haters, but QLACs seem to bridge the divide. While qualifying longevity annuity contracts…
401(k)s and QLACs: Hot or Not?
It’s a bit like making too much of pre-season football (only not as annoying). It’s only been a…