Browsing Tag
401(k) Annuities
184 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
Should 401(k) Plans Offer Annuities and Alternative Investments?
Jeff Briskin of Briskin Consulting questions whether private equity options should be included in retirement plan accounts
Defining Value Creation in the Decumulation Phase with Allianz Life’s Danielle Kelso
As retirement plan participants transition from the accumulation phase to decumulation, the focus moves from building wealth to…
Corebridge Partners with Venerable on Variable Annuity Transaction
The transaction is valued at $2.8 billion
Midland Advisory Partners with Dimensional on Annuities
The new annuity solution draws on the performance of underlying Dimensional ETFs
Bipartisan Bill Introduced to Simplify Retirement Savings Distribution Options
“Retirement Simplification and Clarity Act” would provide seniors with a more streamlined process and flexibility to choose savings options right for them
Lack of ‘Annuity Fluency’ Hindering 401(k) Participant Interest
Nevertheless, TIAA survey finds 3 of 4 employers see growing demand for lifetime income in retirement plans over next 5 years
Full or Partial Annuitization May Create Better Retirement Outcomes
The ACLI backed research emphasizes the value of annuities in retirement income strategies over the popular 4% rule
Inflation, Election, and Cybercrime Among Top Concerns for Investors
The Risk Tolerance Tracker by F&G surveyed Americans about how the state of the economy has impacted their views on retirement and risk
Investors and Financial Planners Disconnected on Retirement Income, Social Security
The study by Alliance for Lifetime Income shows a gap in how advisors and clients are talking about retirement planning
Employers Worried About Recruitment as ‘Peak 65’ Boomers Retire
Among the industries expected to see the most loss are healthcare, construction, and transportation, finds the Alliance for Lifetime Income’s RII