Browsing Tag
401(k) Annuities
181 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
Allianz Life Makes Latest Guaranteed Income Solution Available to DC Plans
The new tool comes during a time when more American workers and employers want guaranteed lifetime income strategies
DCIO Asset Managers All-In on Retirement Income Product Development
'While retirees’ retirement income preferences vary considerably from one investor to the next, retirees tend to favor flexibility'
Purpose-Driven Profits
How American Century Investments’ unique structure is paying dividends for participant health, wealth and retirement
This Group of Savers Opposes Fiduciary-Only Regulations
New ACLI survey finds vast majority of lower-half income 55- to 70-year-olds don’t want commissions for annuity sales to be banned
Employer Skepticism of ‘Traditional’ Target Date Funds Grows
TIAA, which offers lifetime income products, said interest in GLI rose during the pandemic
Inflation, Interest Rates Fuel Retirement Income Stream Worries
Investors say inflation will impact ability to live comfortably in retirement
Retirement Income’s Rapidly Increasing Reach: NAPA 401(k) Summit
The focus has now shifted to recognizing there is a 'guarantee gap' in this industry
Broker Targeted Federal Retirees with Fraudulent Annuity Rollovers
$1.7 million in commissions were earned on the sales
Factors That Help DC Plan Participants ‘Stay the Course’: David Blanchett
'While the exact reason for this effect is unclear, a potential explanation could be ...'
Study Finds Tomorrow’s Retirees Feel Less Financially Secure Than Today’s
New IRI study highlights significant differences between current and future retirees