Browsing Tag
401(k) Annuities
184 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
RetireOne Partners with Nationwide to Distribute Guaranteed Income Solutions
Addition of advisory solutions expands RetireOne's fiduciary marketplace of insurance and annuity products
Protecting Retirement Portfolios in a Bear Market
Inflation worries have reached retirement portfolios, but there are ways to mitigate risk
Fixed Annuities on a Tear in 2022
LIMRA reports Q3 was the best sales quarter for fixed-rate deferred annuities ever recorded
Allianz Life Makes Latest Guaranteed Income Solution Available to DC Plans
The new tool comes during a time when more American workers and employers want guaranteed lifetime income strategies
DCIO Asset Managers All-In on Retirement Income Product Development
'While retirees’ retirement income preferences vary considerably from one investor to the next, retirees tend to favor flexibility'
Purpose-Driven Profits
How American Century Investments’ unique structure is paying dividends for participant health, wealth and retirement
This Group of Savers Opposes Fiduciary-Only Regulations
New ACLI survey finds vast majority of lower-half income 55- to 70-year-olds don’t want commissions for annuity sales to be banned
Employer Skepticism of ‘Traditional’ Target Date Funds Grows
TIAA, which offers lifetime income products, said interest in GLI rose during the pandemic
Inflation, Interest Rates Fuel Retirement Income Stream Worries
Investors say inflation will impact ability to live comfortably in retirement
Retirement Income’s Rapidly Increasing Reach: NAPA 401(k) Summit
The focus has now shifted to recognizing there is a 'guarantee gap' in this industry