Browsing Tag
401(k) Annuities
181 posts
A 401(k) annuity is a retirement income option where savings from a 401(k) plan are used to purchase an annuity, providing guaranteed payments for a set period or for life. This option converts part or all of your account balance into predictable income, helping protect against outliving your savings. Payments can be fixed or variable based on the annuity type. While annuities can offer stability and longevity protection, they may limit liquidity and can have fees. They’re typically chosen by retirees seeking steady income rather than managing investments themselves.
New Fiduciary Rule Would Hurt Poor Communities: The Hill
'Evidence shows that a fiduciary-only approach is the exact wrong policy to adopt'
New Study Contradicts Traditional 60/40 Retirement Portfolio Asset Allocation
In building a hypothetical $1 million retirement portfolio, 85% of investors surveyed show interest in owning an annuity while financial pros continue to underestimate the intensity of consumer interest in guaranteed income
IRI Expert Weighs in On Morningstar Update to 4% Rule
In light of recommended change to longstanding rule of thumb, Insured Retirement Institute’s Frank O’Connor says annuities can protect retirement portfolios while delivering lifetime income
Fidelity Launches Product to Help Near Retirees Convert 401(k), 403(b) Funds into Guaranteed Income
New digital solution provides workers with flexibility to choose amount of pension-like retirement payments
Annuities Best for Middle- and Mass-Affluent Clients, Advisors Say
New research from the Secure Retirement Institute reveals what advisors working with pre-retirees and retirees say are the lifetime income “sweet spots”
Better Together: Fi360’s John Faustino Addresses Lifetime Income’s Need, Criticism and New Consortium
Guaranteed income in retirement plans is a big issue—big because it’s important, complex, and getting a lot of…
Fi360 Announces Formation of ‘Lifetime Income Consortium’
Nationwide and Alliance Bernstein have already committed
Nationwide, Capital Group, Annexus Team to Launch ‘Through’ TDF Income Product
The new target date fund series will ‘help plan participants optimize accumulation during their working years and maximize lifetime income in retirement’
Sex, Drugs and Financial Education: Rolling Stones’ Roadies Get Help
The pandemic forced shows of all kinds to postpone or cancel
BlackRock Adds Annuity Product to Meet Participant Demand
Five plans opt in to have guaranteed income solution as default investment option in retirement plans