Browsing Tag
401(k) Auto-Enrollment
107 posts
Unintended Consequences of Stretching the 401(k) Match
When it comes to behavioral nudges to encourage higher participation and contribution rates in 401(k)s, stretching the match…
Auto-Portability: Preventer of 401k ‘Leakage’
Everyone hates “leakage.” The term itself has no known positive connotations, and if you are experiencing it, you…
Are You a ‘Digital Fiduciary’? You’d Better Be
It’s not enough to examine investment products alone for (potential) inclusion in the retirement plan menu. Plan sponsors…
Was myRA Misrepresented? Why the Trump Administration Killed the Program
Mark Iwry doesn’t like certain descriptions of the now defunct, about-to-be-revived myRA program, a high-profile part of the…
5 Ideas to Push 401k Auto Innovation Forward
Without a doubt, the defined contribution “auto-revolution” (auto-enrollment, auto-deferral, auto-escalation) has had a major impact on the savings…
Don’t Fret! Here’s How to Fix 401k Elective Deferral Failures
In order to encourage employers to use plan designs that include automatic contribution features (such as auto enrollment…
401k Savers Keep On Truckin’ Despite Shocks, Setbacks
New research (thankfully) finds the recession didn’t shake retirement savers’ faith in the 401k. The Transamerica Center for…
Shock (Not)! Automatic Enrollment Boosts Retirement Plan Participation
“Opt-in” versus “opt-out”—it’s one reason countries like Austria have such high organ donor rates when compared with their…
401k Millionaires Club Membership Hits All-Time High
It’s official, there are more 401k millionaires than ever before, according to mutual fund behemoth Fidelity Investments’ latest…
Top Plan Sponsor Concern Shifts from Reducing Costs to …
Employers are more worried about whether their retirement plan is effectively preparing employees for retirement. It’s a distinct…