Browsing Tag
401(k) Auto-Enrollment
107 posts
401(k) auto-enrollment is a retirement plan feature where employees are automatically enrolled in their employer’s 401(k) plan at a preset contribution rate unless they choose to opt out or adjust it. This helps increase participation and savings by making enrollment the default choice, making it easier for employees to start saving for retirement without needing to take initial action.
Top Plan Sponsor Concern Shifts from Reducing Costs to …
Employers are more worried about whether their retirement plan is effectively preparing employees for retirement. It’s a distinct…
How Does 401(k) Plan Leakage Affect Automatic Enrollment?
Dispiriting news. While automatic enrollment certainly helps boost retirement plan participation and contributions, its ultimate impact on overall…
Younger Workers Are Reaping Benefits of 401(k) Plan Improvements
The world is changing so rapidly that it can be easy to fall behind. Fortunately, for younger 401(k)…
Why 401(k) Auto-Features are a Blessing and a Curse
Explore effective 401(k) plan design strategies as Sarah Keibler discusses flexibility, auto-enrollment, and improving retirement outcomes.
As Good as It Gets: What Advisors Want and Need from 401(k) Fintech
Ask top advisor Dorann Cafaro what she needs from 401(k) fintech firms and recordkeepers and you’ll get a…
No Surprise: 401(k) Auto-Enrollment on the Rise
The number of 401(k) and similar defined contribution plans with an automatic enrollment feature nearly doubled over the…
Which 401(k) Plan Features Boost Retirement Readiness?
New research suggests 401(k) plan sponsors may play an even bigger role in American workers’ retirement outcomes than…
Top 10 Industries with the Best 401(k) Plans
Little surprise, bean counters have the best 401(k) plans. Judy Diamond Associates is out with its third annual…
One State’s Experience With Auto-Enrollment
Automatic Enrollment in South Dakota retirement plans raised participation above 90%, showing the power of opt-out savings programs.
The Cloud Hovering Over 401k Automatic Enrollment
Improving the retirement security of all Americans isn’t easy. After decades of education and guidance on which employees…