Browsing Tag
401(k) Auto-Enrollment
107 posts
401(k) auto-enrollment is a retirement plan feature where employees are automatically enrolled in their employer’s 401(k) plan at a preset contribution rate unless they choose to opt out or adjust it. This helps increase participation and savings by making enrollment the default choice, making it easier for employees to start saving for retirement without needing to take initial action.
How Are 401(k) Plan Sponsors ‘Encouraging’ Participation?
Explore how 401(k) plan features like auto-enrollment, employer contributions, and target-date funds drive employee participation.
3 Critical Areas of 401(k) Best Practices
Having worked as a 401(k) plan consultant and investment advisor for more than 30 years, I have seen…
More Employers Report 401(k) Plan Enhancements
With life expectancy increasing, pensions becoming all but a thing of the past, health care costs rising and so on, saving for retirement has never been more critical. Yet many workers still aren’t saving enough. The good news: employers are seemingly taking steps to help them out.
Survey Says: 401(k) Participation, Contributions on the Rise
When it comes to 401k saving and investing, things are looking up—literally. Surging confidence in the stock market…
401(k) Default Contribution Rate Hits New High: Study
Callan is out with its 2018 Defined Contribution Trends Survey and the results are wide-ranging on a number…
Major Problem Reported with 401K Auto Enrollment
The benefits of automatic enrollment in 401(k)s are all but a given, and a major reason Richard Thaler,…
Great News (Finally) About 401(k) Plans
More companies than ever before are automatically enrolling workers in 401(k) and similar defined contribution plans. And, with…
What to do About Missing 401(k) Participants
Missing participants create challenges for plan sponsors. Learn strategic solutions to improve retirement savings and participant outcomes.
10 Key Features of A ‘Retirement-Ready’ 401(k)
Retirement readiness is all the rage, and defined as financially prepared employees that can retire without lowering their…
Big Boost in 403b Auto-Deferrals, But What About Auto-Enrollment?
Our better and more altruistic non-profit counterparts are reaping the benefits of auto-everything in their 403bs. The ninth…