Browsing Tag
401(k) Auto-Portability
117 posts
401(k) auto-portability is the automated transfer of a participant’s retirement savings from a former employer’s 401(k) plan into their new employer’s plan when they change jobs. It helps prevent “stranded” or forgotten accounts, reduces cash-outs, and consolidates savings for easier management and stronger retirement outcomes.
A Third of Fidelity 401(k)s Have Adopted Auto Portability
Fidelity’s Q3 2025 Retirement Trends Report also shows rising interest in Roths, record-high average account balances
‘Forgotten’ Accounts: Forget Hyperbole, Here’s a Solution
Tom Hawkins makes the case for an optimal solution to problem of left-behind accounts
Report: Poor-Performing Safe Harbor IRAs Threaten $43 Billion in Retirement Savings by 2030
PensionBee research says up to 2 million retirement accounts at risk of automatically rolling over into Safe Harbor IRAs each year as workers change jobs, and just 25% are moved within 3 years
Auto Portability: Meeting the Needs AND Wants of Participants
Tom Hawkins says the recent innovation’s rapid adoption results from aligning neatly with both
Why Preserving Small Balances Matters (and How Auto Portability Helps)
Tom Hawkins says auto portability is shifting the preservation of small balances from lofty ideal to an operational reality, safeguarding Americans’ futures one balance at a time
Beyond Missing: Targeting Unresponsive Participants in Retirement Plans
Tom Hawkins says this silent subset of participants presents unique challenges that require targeted solutions
On Earth Day, Consider Auto Portability to ‘Recycle’ 401(k) Savings
Tom Hawkins says the inefficient handling of 401(k) accounts when employees change jobs produces unnecessary waste
The Saver’s Match and Auto Portability: A Powerful Combination
Tom Hawkins says combining the power of the upcoming SECURE 2.0 change with the efficiency of auto portability provides a unique opportunity to create a more inclusive, effective retirement savings system
The Accelerating Adoption of Auto Portability: A Market Adoption Theory Perspective
Tom Hawkins says market adoption theory provides a useful framework for explaining why auto portability is on the cusp of becoming a mainstream feature in retirement plans
The Compelling Case for Women and Auto Portability
Tom Hawkins illustrates how women face unique retirement savings challenges that auto portability can address