Browsing Tag
401(k) Auto-Portability
117 posts
401(k) auto-portability is the automated transfer of a participant’s retirement savings from a former employer’s 401(k) plan into their new employer’s plan when they change jobs. It helps prevent “stranded” or forgotten accounts, reduces cash-outs, and consolidates savings for easier management and stronger retirement outcomes.
2 Critical Retirement Plan Initiatives Moving Forward
Retirement industry observers breathed a collective sigh of relief in late 2017 when “Rothification” of 401(k) plans, once…
How to Locate Missing 401(k) Participants
The American Benefits Council clearly identified the root causes of missing participants: a highly-mobile workforce and lack of retirement portability.
What to do About Missing 401(k) Participants
Missing participants create challenges for plan sponsors. Learn strategic solutions to improve retirement savings and participant outcomes.
The ‘Problem’ of Small 401(k) Accounts (And What to Do About It)
It’s generally accepted that the small-balance accounts of terminated 401(k) plan participants are a problem. For plan sponsors,…
5 Ways to Make 401(k) Portability a 2018 Priority
Sponsors could miss an important opportunity to make straightforward changes to enhance 401k portability. Here's why that's a problem.
Who Wins With 401(k) Auto Portability?
Auto portability is the routine, standardized and automated movement of an inactive participant’s retirement account from a former…
401(k) Auto-Enrollment Grew by How Much?
Auto this and auto that, whether it’s enrollment, escalation and now portability, have greatly contributed to participation rates,…
Why Retirement Savings Need to Be ‘Recycled’
Another Earth Day has come and gone, and we’re once again reminded of the need to protect our…
How Much Would 401k Participants Save With Auto Portability?
It might not have the clout of its auto enrollment and escalation older siblings, but new research from…
Stealth Solution to America’s 401(k) Savings ‘Crisis?’
The fiduciary rule from the Department of Labor has (obviously) been highly-visible over the past year, presenting major…