Browsing Tag
401(k) Contribution Limits
38 posts
A 401(k) contribution limit is the maximum amount of money an employee and, if applicable, their employer can contribute to a 401(k) retirement plan in a given year. Set by the IRS, these limits help regulate tax-advantaged savings. Employees can contribute up to an annual cap, and those aged 50 or older may add “catch-up” contributions. Limits can change each year based on inflation adjustments.
IRS Announces 2026 401(k) Contribution Limit Increases to $24,500; IRA Limit Up to $7,500
Full official retirement plan contribution limits for next year released today in Notice 2025-67
2026 IRS Retirement Plan Contribution Limits All But Official
While the IRS hasn’t yet officially announced next year’s limits, the only real mystery involves catch-up contributions for ages 60-63
$1K Boost Projected for 2026 401(k) Employee Contribution Limit
While employee cap expected to go from $23,500 to $24,500, forecasters say maximum annual addition for DC plans could increase to $72,000 or $73,000 based on final month of CPI data
Rethinking Risk Management in 401(k)s
With the retirement plan landscape changing fast thanks to SECURE 2.0 changes, a rash of ERISA litigation, and private equity and cryptocurrency looking to crack the 401(k) market, it’s time for plan fiduciaries to take a another look at risk management
2026 401(k) Contribution Limit on Track for $1,000 Increase: Milliman
New forecast shows limit projected to rise from $23,500 this year to $24,500 next year; IRS to announce official 2026 limit later this year
The Best of 2024: Most-Viewed Content
As the year comes to a close, here are the topics and coverage that caught readers’ eyes over the past 12 months
IRS Gives 2025 401(k) Contribution Limit a $500 Boost
Official announcement today confirms forecasts that individuals will be able to contribute $23,500 next year
Official 2025 401(k) Contribution Limit Announcement Due Soon: $500 Bump Expected
Based on September inflation figures, total employee contribution limit is expected to increase by $500 instead of $1,000
2025 401(k) Contribution Limits: Milliman Halves its Increase Prediction
Final forecast before official limits announced by IRS now predicted at $500 and $1,000 increases for individual and combined DC plan contributions
2025 401(k) Contribution Limit Forecast: $1,000 Increase on Tap?
Milliman’s latest update shows elective deferral limit expected to increase to $24,000