Browsing Tag
401(k) Contribution Rates
60 posts
A 401(k) contribution rate is the percentage of an employee’s salary that they choose to contribute to their 401(k) retirement plan. Employers may also add matching contributions based on this rate. Contribution rates determine how much money is regularly invested for retirement, impacting long-term savings growth.
Most Americans Coping with Inflation By Cutting or Halting Retirement Contributions
Allianz Life study shows many are prioritizing present financial needs at the cost of their retirement
Investors are Getting their Finances (and Retirement) In Order with these New Year’s Resolutions
Budgeting and saving aren't the only top financial resolutions for investors in 2023
401(k)s Saw Record-High Contribution Rates Last Year: PSCA
Just-released Plan Sponsor Council of America Survey of 401k and Profit Sharing Plans shows the highest employer contribution rate in the 65-year history of the survey
Competing for those 401k Dollars: Rising Consumer Costs
Increasing costs for housing, automobiles and groceries coupled with surges in consumer credit card and student loan debt put increased pressure on 401k participants
Fidelity 401(k) Report Card: Silver Linings Among More Declines in Q3
Average 401k balance drops below the six-figure mark, but participants haven’t cut back on contribution rates
How Engaged 401k Participants are Saving Significantly More
Taking full advantage of employer match among the ways engaged participants are socking away 56% more than unengaged participants, new research from Empower finds
Recession Fears Not Stopping Women from Maintaining (or Increasing) 401k Contributions
New research from HerMoney and the Alliance for Lifetime Income find 92% plan to maintain or increase their 401k and IRA contributions even if the U.S. enters a recession
Americans Point to Inflation for Lack of Retirement Savings
New Bankrate report finds inflation and other reasons are keeping Americans away from contributing to their retirement goals
Economy Forcing Cutbacks in 401(k) Contributions: Morgan Stanley
State of the Workplace Financial Benefits Study highlights evolving stances on financial wellness and retirement benefits
Despite Volatility, Average 401k Contribution Rates Remain Stable
New T. Rowe Price report finds deferral rates remained steady at 8.4% in first half of year, but have dipped slightly since