Browsing Tag
401(k) Contribution Rates
61 posts
A 401(k) contribution rate is the percentage of an employee’s salary that they choose to contribute to their 401(k) retirement plan. Employers may also add matching contributions based on this rate. Contribution rates determine how much money is regularly invested for retirement, impacting long-term savings growth.
Despite Volatility, Average 401k Contribution Rates Remain Stable
New T. Rowe Price report finds deferral rates remained steady at 8.4% in first half of year, but have dipped slightly since
Inflation be Damned, One Generation Sticking with 401k Contributions More than Others
While curbing discretionary spending as a result of inflation, new State Street research finds far fewer Gen Xers are cutting retirement savings rates than Millennials or Boomers
Financial Stress a Reliable Predictor of Financial Wellness
New research finds adoption of financial wellness programs can reduce stress, lead to better retirement outcomes
Inflation Impacting Short-Term Financial Decisions, But Not Retirement Contributions
New York Life’s latest Wealth Watch survey finds Americans making changes to spending habits to maintain or increase contributions to retirement savings
Inflation Causing Many Older Workers to Postpone Retirement
New Nationwide survey finds 13% of Gen X and Boomers may work longer than planned because of rising inflation
Record 401k Balances, Contributions, Millionaires at Fidelity
End of 2021 analysis finds employers playing greater role in employees' retirement readiness through matching contributions and automatic enrollment
401k Participants’ Contribution Activity Steady, Strong
'Despite the economic hardships brought on by the lingering pandemic, the long-term mindset of retirement savers continues to serve them well'
Most Common 401k Default Deferral Rate No Longer 3%—It’s Better!
Plan Sponsor Council of America’s 64th Annual Survey reveals that for the first time, 6% is now the most common deferral rate
10 Signs of 401(k) Contribution Fraud: DOL
Here's what to watch out for
Record 401(k) Savings Rates, Account Balances Revealed in Fidelity Q2 Retirement Analysis
There’s plenty of good news in Fidelity’s just-released second quarter retirement analysis, including record-high 401(k) savings rates and…