Browsing Tag
401(k) Coverage
6 posts
401(k) coverage refers to the availability and participation of employees in an employer-sponsored 401(k) retirement plan. It typically measures whether a workplace offers a 401(k) plan and how many eligible employees are able to enroll and contribute. Coverage can also describe which employees qualify based on factors like age, length of service, or employment status. Higher 401(k) coverage means more workers have access to tax-advantaged retirement savings through payroll deferrals, often with employer matching contributions. Policymakers and employers often track 401(k) coverage to assess retirement readiness, identify gaps among part-time or lower-wage workers, and evaluate efforts to expand access to workplace retirement plans.
Bridging the Gap: Staring Down the Retirement Industry’s Biggest Challenge
The problem—and opportunity—facing advisors: Americans who lack of access to a 401(k) at work
Graff’s Path: The ARA CEO on Bipartisanship, the Coverage Gap and What’s Next for the Organization
Graff joined us to discuss his anniversary and his achievements but true to form he preferred to keep the focus on the ARA.
Retirement Savings Crisis: Access Isn’t the Issue, Prioritization is
State IRA retirement savings initiatives are designed for workers who don’t currently have access to an employer-sponsored retirement…
Another Ridiculous Argument for Wrecking the 401(k)
The framing gives it away. “That $17 trillion in 401(k) and IRA accounts is distributed unevenly …” “Mr.…
Latest State to Pass Employer-Sponsored Retirement Plan
The Land of Enchantment, New Mexico, is the latest state to pass legislation to make it easier for…
Bernie Bashed for Bogus Retirement Plan Coverage Tweet
Lies, damned lies and statistics. FactCheck.org took Sen. Bernie Sanders, I-Vt., to task for a tweet last week…