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401(k) Deferrals
33 posts
A 401(k) deferral is the portion of an employee’s salary that they choose to contribute to their 401(k) retirement plan through pre-tax or Roth (after-tax) payroll deductions. These deferrals reduce taxable income if made pre-tax and grow tax-advantaged until withdrawal. Employees elect the amount, usually as a percentage of pay, and employers may offer matching contributions based on the deferral amount.
Fight for Your Right to 401(k)
401k tax reform threat grows as Congress eyes cuts, sparking calls for equal sacrifice and protection of retirement savings.
401(k) Industry Acts in Face of Tax Reform
A bleak outlook at this year’s NAPA 401(k) Summit in Las Vegas about the tax incentives inherent in…
Something Good Happened to 401(k) Deferral Rates
Great news on the topic of getting participants to save—the latest version of Reference Point, an annual benchmarking report…