Browsing Tag
401(k) Distribution Rules
12 posts
Bipartisan Bill Introduced to Simplify Retirement Savings Distribution Options
“Retirement Simplification and Clarity Act” would provide seniors with a more streamlined process and flexibility to choose savings options right for them
Retirement Plan Leakage Vastly Overstated, New ICI Analysis Finds
“Leakage” is almost always bad, but when it comes to retirement plans, it might not be as bad…
EBSA Issues New CARES Act 401(k) Guidance
Further federal guidance regarding deadline relief for 401(k) plans impacted by CARES Act changes is here. The Employee…
Good Reasons Not to Raid that 401(k)
Learn the risks of 401(k) hardship withdrawals and when tapping retirement funds might be the last resort for financial relief.
By Default: DC Plan Adoption of Auto Features Still Rising
Nowadays, employees have to “opt out” more than they have to “opt in” when it comes to company…
401(k) ‘Decumulation’ Dilemma Could Devastate DC Participants
As an industry, we’ve been great about helping workers accumulate assets. But when it comes to their 401(k)…
Don’t Forget! Retirement Plan RMDs Due Soon
Required Minimum Distributions must be taken on time to avoid IRS tax penalties. Learn the deadlines and special rules for RMDs.
An Unintended Consequence of Tax Reform on 401k Hardship Withdrawals?
Sometimes when new tax laws, such as the recent Tax Cuts and Jobs Act (TCJA), are enacted, there…
After-Death Distributions: What 401k Advisors Need to Know
Unlike lifetime RMD distributions, after-death RMD distributions depend on the identity of the beneficiary(s) of the 401k participant.[1]…
Americans Lack Distribution Plans for Retirement Savings: Survey
Accumulation is so yesterday; now it’s all about distribution planning, or should be, according to Pentegra Retirement Services.…