Browsing Tag
401(k) Fiduciary Responsibilities
97 posts
401(k) fiduciary responsibilities are the legal obligations of those who manage a retirement plan to act solely in the best interest of participants. This includes selecting and monitoring plan investments, ensuring fees are reasonable, following plan documents, and complying with ERISA standards. Fiduciaries must act with care, loyalty, and prudence, avoiding conflicts of interest.
Pershing to Offer New ‘Fiduciary Friendly’ Funds
Clearing and custody heavyweight Pershing announced Monday that it will offer new mutual funds and exchange-traded funds (ETF)…
How the Candidates View the 401(k) Fiduciary Rule
DOL fiduciary rule faces political battles as Republicans oppose costs while Democrats push for stronger investor protections.
IRS Details Waiver of 60-Day 401(k) Rollover Rule
IRS and helpfully—call it the Seventh Sign of the Apocalypse. The IRS has “helpfully” detailed a self-certification procedure…
401(k) Float: The Next Tort Lawsuit Target
Fidelity 401(k) float practices are challenged in lawsuits alleging ERISA violations and improper interest retention.
If you want these adjusted for search intent (news vs. evergreen), tone (neutral vs. critical), or SERP competitiveness, I can refine them further.
Tenured Academic Elites Wrong on 401(k)s, Again
401(k) Retirement Disparity: Explore how a recent paper reveals that higher education levels impact enrollment in retirement plans.
Why Aren’t There More Managed Accounts In 401(k)s?
Whadaya know? Financial education (or a lack thereof) strikes again. Some employees love managed accounts and some don’t—the…
ICI Slams DOL’s Final Rule on State-Run Retirement Programs
Responding to an apparent case of “good for thee, but not for me,” the Investment Company Institute (ICI)…
A Boon for Collective Investment Trusts and 401(k)s?
They’re staid, boring and vanilla, and that’s just fine. New research from Boston-based global analytics firm Cerulli Associates…
3 Keys to Earning Gen X and Millennials’ 401(k) Trust
We’ve said it before and we’ll say it again—control the 401(k) during the accumulation phase, and advisors have…
401(k) Flows to R6 Retirement Share Classes Spike
Beneficial for participants of bane of their existence—however 401(k) advisors feel about the DOL’s fiduciary rule, it appears…