Browsing Tag
401(k) Guaranteed Lifetime Income
146 posts
A 401(k) Guaranteed Lifetime Income option is a retirement plan feature that allows participants to convert part of their 401(k) savings into steady, predictable payments for life. Similar to an annuity, it provides income that continues regardless of how long you live, helping reduce the risk of outliving your savings. This option offers financial security in retirement by combining the flexibility of a 401(k) with the stability of guaranteed income.
Pacific Life Debuts Retirement Income-Focused CIT Series
New collective investment trust series allows participants to build guaranteed lifetime income throughout working years; plan sponsors and advisors a scalable way to add retirement income into existing plan structures
Fidelity Expanding TDF Lineup with Addition of Guaranteed Income Solution by Early 2027
New Fidelity Freedom Lifetime series will combine company’s target-date investing expertise with a guaranteed income option backed by Nationwide and New York Life
Transamerica, T. Rowe Price, TIAA Expand Retirement Income Access
The product is available to eligible retirement plans and is said to address longevity risk and turning retirement savings into income
Annuity-Integrated TDFs Reach Momentum
Assets in target-date funds with annuities secured $42 billion as of March, up from $25 billion the year prior
Morgan Stanley’s Ben Huneke Named IRI’s 2026 ‘Industry Champion of Retirement Security’
Leader honored for advancing protected lifetime income in helping Americans save and plan for retirement
Graff, Colangelo Talk ‘Closing the Loop’ in Retirement Plans with Guaranteed Income
ARA, Prime Capital leaders highlight need for standardization to drive adoption during Qualified Plan Fiduciary Summit in Dallas
IRIC, SPARK Institute Launch Retirement Income Evaluation Tool
Resource created to help advisors, plan sponsors, consultants and fiduciaries make informed comparisons
Study Finds Lifetime Income is ‘Missing Link’ to Global Retirement Security
New Prudential/Global Aging Institute research finds countries could deliver the same retirement security at a 20% lower cost when benefits are paid as lifetime income rather than lump sums
Lifetime Income Boosts 401(k) Spending Power by 22%, BlackRock Finds
Embedding guaranteed income in target-date funds—not higher savings—can significantly increase retirement spending, research finds
TIAA Data Shows Momentum for Lifetime Income Solutions Among Plan Sponsors
A new analysis of defined contribution plans show annuity-embedded defaults are increasingly being embraced, with younger workers showing surges in participation rates