Browsing Tag
401(k) Guaranteed Lifetime Income
142 posts
A 401(k) Guaranteed Lifetime Income option is a retirement plan feature that allows participants to convert part of their 401(k) savings into steady, predictable payments for life. Similar to an annuity, it provides income that continues regardless of how long you live, helping reduce the risk of outliving your savings. This option offers financial security in retirement by combining the flexibility of a 401(k) with the stability of guaranteed income.
Morgan Stanley’s Ben Huneke Named IRI’s 2026 ‘Industry Champion of Retirement Security’
Leader honored for advancing protected lifetime income in helping Americans save and plan for retirement
Graff, Colangelo Talk ‘Closing the Loop’ in Retirement Plans with Guaranteed Income
ARA, Prime Capital leaders highlight need for standardization to drive adoption during Qualified Plan Fiduciary Summit in Dallas
IRIC, SPARK Institute Launch Retirement Income Evaluation Tool
Resource created to help advisors, plan sponsors, consultants and fiduciaries make informed comparisons
Study Finds Lifetime Income is ‘Missing Link’ to Global Retirement Security
New Prudential/Global Aging Institute research finds countries could deliver the same retirement security at a 20% lower cost when benefits are paid as lifetime income rather than lump sums
Lifetime Income Boosts 401(k) Spending Power by 22%, BlackRock Finds
Embedding guaranteed income in target-date funds—not higher savings—can significantly increase retirement spending, research finds
TIAA Data Shows Momentum for Lifetime Income Solutions Among Plan Sponsors
A new analysis of defined contribution plans show annuity-embedded defaults are increasingly being embraced, with younger workers showing surges in participation rates
IRI Urges Congress to Mandate Lifetime Income Option in DC Plans
Insured Retirement Institute’s 2026 Retirement Security Blueprint includes 33 proposals
TIAA, Nuveen Reach 1,000-Employer Milestone with Lifetime Income TDFs
Announcement comes as new Sway report shows adoption quickly accelerating
Plan Sponsors, Participants May Target Income Solutions in 2026
Experts from Athene, Apollo, and Vitera argue the case for lifetime income products in new report
HELP Subcommittee Explores Annuity Usage in DC plans
The HELP Subcommitee held a hearing examining the impacts of lifetime income options in plans and if Congress should enact laws that would support the features