Browsing Tag
401(k) Investments
954 posts
401(k) investments refer to the various assets and financial instruments available within a 401(k) retirement plan, which employees can choose to grow their retirement savings. These investments are selected from a menu of options provided by the plan sponsor (usually the employer) and managed through a plan administrator.
Few 401(k) Plans Currently Offer Alternatives Within TDFs
401(k) ESG investments remain limited, with only 24% of plan sponsors adopting sustainable options in recent years.
Episode 18—David Blanchett on the Benefit of Downturns and How Target Funds Should Really Be Used
We try to get Dr. David Blanchett, Morningstar’s Head of Retirement Research, to commit to settling an important debate once…
Fidelity Matches Vanguard Move to Lower Investment Minimum for Institutional TDFs
Fidelity Investments this week mirrored a recent move by Vanguard in announcing that effective January 19, 2021, it…
SDBAs Among 2021 Benefits Trends: Fidelity
More employers are adding an SDBA to their workplace savings plan. Fidelity predicts the benefits employers are prioritizing for 2021.
Bad Timing Hurt 401(k) Investors in 2020
In 2020, 401(k) investors were busy traders out of equities as stocks were falling and slowly returned to…
How 401(k) Planning and Saving Differs with Remote Workers
Remote working has an impact on retirement planning, specifically in the way employees understand and decide how to…
6 Barriers to In-Plan Retirement Income Adoption
Annuities have been part of successful individual retirement income strategies for a long time. But the adoption of…
Are PEPs ‘Instrumental’ in Closing the 401(k) Coverage Gap?
Public policy advocates and market practitioners believe Pooled Employer Plans (PEP) could be instrumental to helping close the…
Wealthy Retirees Will Lose Almost 25% of Retirement Income to Taxes
Retirees in the top 20% income bracket will pay 11% in taxes on their retirement income, while those…
Top 401(k) Product Story of 2020: Vanguard Recordkeeping Outsourced
Hardly surprising that the top investment product story of 2020 would involve Vanguard. The low-cost provider shocked the…