Browsing Tag
401(k) Leakage
56 posts
Why 401(k) ‘Cashout Leakage’ is a Crisis
Cashout leakage, a long-standing problem in America’s defined contribution system, is a silent crisis that unnecessarily robs millions…
Just 1 in 4 Saving Enough in their 401(k)
Findings that 3 in 4 aren't saving enough in their 401k to maintain their standard of living in retirement reveals a need for better financial literacy.
Auto-Portability: Preventer of 401(k) ‘Leakage’
Everyone hates “leakage.” The term itself has no known positive connotations, and if you are experiencing it, you…
Opportunity Costs Cause Major 401(k) Loan Leakage Loss
401(k) loan defaults reduce retirement wealth, costing workers billions in lost savings and compounding opportunities.
What Now? 401(k)s in the Wake of Tax Reform
401(k) Tax Reform explained—impact on retirement plans, HSAs, and state-run savings programs with insights from Ascensus’ David Musto.
Top 401(k) Plan Sponsor Initiative of 2018?
It’s commonly accepted for 401(k) and retirement plan sponsors to focus on three major initiatives to promote retirement…
Is Retirement Plan Leakage Finally Drying Up?
The problem of 401(k) leakage continues to confound, robbing participants of asset accumulation and appreciation and the potential for a secure retirement.
8 Steps to ‘State-of-the-Art’ 401(k) Loans
A significant factor in helping 401(k) plan participants achieve retirement readiness is protecting them from themselves. In other…
Tick Tock: Introducing The Retirement Savings ‘Cash-Out Clock’
In 1989, New York real estate developer Seymour Durst wanted to highlight America’s rising national debt, and came…
6 Reasons Why 401(k) Loans are (Really) Bad
A 401(k) loan is such a bad investment choice that it should not be allowed in any plan…