Browsing Tag
401(k) Leakage
52 posts
Opportunity Costs Cause Major 401k Loan Leakage Loss
Loan features in 401ks are a fantastic idea in theory—in practice, not so much. Human behavior naturally dictates…
What Now? 401ks in the Wake of Tax Reform
There are certainly many questions surrounding the 401k and retirement plan space as we head deeper into 2018—the…
Top 401(k) Plan Sponsor Initiative of 2018?
It’s commonly accepted for 401(k) and retirement plan sponsors to focus on three major initiatives to promote retirement…
Is Retirement Plan Leakage Finally Drying Up?
The high-profile problem of 401k leakage continues to confound, robbing participants of asset accumulation and appreciation and the…
8 Steps to ‘State-of-the-Art’ 401k Loans
A significant factor in helping 401k plan participants achieve retirement readiness is protecting them from themselves. In other…
Tick Tock: Introducing The Retirement Savings ‘Cash-Out Clock’
In 1989, New York real estate developer Seymour Durst wanted to highlight America’s rising national debt, and came…
6 Reasons Why 401k Loans are (Really) Bad
A 401k loan is such a bad investment choice that it should not be allowed in any plan…
Why Retirement Savings Need to Be ‘Recycled’
Another Earth Day has come and gone, and we’re once again reminded of the need to protect our…
Why Restricting 401k Loans Lead to Better Participant Outcomes
Advisors would agree that too many Americans are using their 401k plan as a revolving line of credit…
How to Curb 401k Cash-Out ‘Leakage’
Cash-out leakage from 401ks–the premature withdrawal of retirement savings for non-retirement expenses–is a persistent problem in the retirement…