Browsing Tag
401(k) Loans
50 posts
Drinker Biddle: 6 Critical Questions About 401(k) Loans
This a friendly reminder to pass on to your plan sponsor clients: even if your 401(k) or 403(b)…
Financially Stressed, Employees Look to 401ks to Cover Expenses
While fewer employees are stressed about finances in 2018 compared with the last few years, the number who…
Wait …Company Stock is Now Good for Retirement Saving?
Apparently, it’s not the purchase of company stock itself that can lead to retirement disaster, but how it’s…
Is Retirement Plan Leakage Finally Drying Up?
The problem of 401(k) leakage continues to confound, robbing participants of asset accumulation and appreciation and the potential for a secure retirement.
8 Steps to ‘State-of-the-Art’ 401(k) Loans
A significant factor in helping 401(k) plan participants achieve retirement readiness is protecting them from themselves. In other…
6 Reasons Why 401(k) Loans are (Really) Bad
A 401(k) loan is such a bad investment choice that it should not be allowed in any plan…
Are 401(k) Loans Double-Taxed?
Interesting question. It appears that the principal amount of 401(k) loans distributed at retirement are taxed at a…
The 10 Biggest 401(k) Plan Misconceptions
Print these off and debunk them one-by-one in your next education and enrollment meeting, because your 401(k) plan…
Why Restricting 401k Loans Lead to Better Participant Outcomes
Advisors would agree that too many Americans are using their 401k plan as a revolving line of credit…
What happened with 401(k) Participants in 2015?
America’s overall savings rate might be dismal, but if workers actually have a 401(k) plan, they’re not doing…