Browsing Tag
401(k) Participants
219 posts
A 401(k) participant is an employee who is enrolled in their employer’s 401(k) retirement savings plan. Participants can contribute a portion of their wages to the plan, often with pre-tax dollars, and may receive matching contributions from their employer. They have the ability to choose from various investment options, and their account grows tax-deferred until retirement. Participants have rights under ERISA, including access to plan information and protections against mismanagement. They may also take distributions or loans under certain conditions, such as retirement, hardship, or job change.
The True Cost of the 401(k) Match
For a startup or a small business, 401(k) matches can seem like a worthy but unattainable benefit. Even…
DOL Wants Your Opinion on 401(k) Auto Portability
Auto Portability Comments are open—share your views on the DOL’s proposed exemption for 401(k) rollover and retirement savings rules.
Consistency is Key to Big-Time 401(k) Plan Payout
Consistent 401(k) contributions can more than double account balances, proving steady saving is key to long-term retirement growth.
Why Partnering With an IRA Rollover Provider is Right for 401(k) Advisors
Year-end planning for business owners includes 401k plan review and amendments. Unresponsive ex-employees create challenges, increase costs.
What 401(k) Participants Lack, Love About Retirement Saving
Call it a crisis of confidence—nearly half of plan participants still don’t feel they’ll have enough money to…
Americans’ Financial Satisfaction Hits All-Time High
Quality 401(k) plan benefits attract and retain workers as financial well-being hits record highs and job market strength grows.
Why 401(k) Participants Should Use Health Savings Accounts
The SEC recently released a helpful bulletin (wait, what?) to provide participants with information about health savings accounts.…
Hourihan: Take a ‘Journey’ Through the Eyes of a 401(k) Participant
401(k) Marketing Tips from Rebecca Hourihan on making great first impressions, nurturing leads, and embracing tech for advisors.
Meeting the Unarticulated Needs of 401(k) Plan Participants
Discover how personalized defined contribution strategies use data and tech to anticipate participant needs and enhance retirement outcomes.
Most Workers Would Take Pay Cut for ‘More Generous’ Retirement Plan
They’ve said it before and they’re saying it again, employees want more help from employers when it comes…