Browsing Tag
401(k) Participants
223 posts
A 401(k) participant is an employee who is enrolled in their employer’s 401(k) retirement savings plan. Participants can contribute a portion of their wages to the plan, often with pre-tax dollars, and may receive matching contributions from their employer. They have the ability to choose from various investment options, and their account grows tax-deferred until retirement. Participants have rights under ERISA, including access to plan information and protections against mismanagement. They may also take distributions or loans under certain conditions, such as retirement, hardship, or job change.
Why 401(k) Participants Should Use Health Savings Accounts
The SEC recently released a helpful bulletin (wait, what?) to provide participants with information about health savings accounts.…
Hourihan: Take a ‘Journey’ Through the Eyes of a 401(k) Participant
401(k) Marketing Tips from Rebecca Hourihan on making great first impressions, nurturing leads, and embracing tech for advisors.
Meeting the Unarticulated Needs of 401(k) Plan Participants
Discover how personalized defined contribution strategies use data and tech to anticipate participant needs and enhance retirement outcomes.
Most Workers Would Take Pay Cut for ‘More Generous’ Retirement Plan
They’ve said it before and they’re saying it again, employees want more help from employers when it comes…
7 Signs of a Successful 401(k) Plan
Have your plan sponsor clients designed a successful 401(k) for their participants? A small number of factors can…
Help Wanted in 401(k) Plans
401k retirement plan advice helps investors optimize savings, Social Security, and retirement income strategies for a secure future.
Retirement Plan Participants Excel at Growing Wealth: EBRI
Retirement savings boost wealth and security, making it essential to invest in accounts, says an EBRI report.
The Power of ‘Predictive Analytics’ in 401(k)s
The data was used to make targeted plan design changes, and surprisingly, decreased the auto-sweep default to encourage more employees to participate.
401k Stakeholders Aren’t In Sync
New research provides a far-from-shocking confirmation that plan participants, providers and sponsors don’t see eye-to-eye when it comes…
The Managed Account Impact on 401(k)s
Discover the managed accounts value for 401(k) participants, offering personalized strategies and measurable retirement benefits.