Browsing Tag
401(k) Participants
223 posts
A 401(k) participant is an employee who is enrolled in their employer’s 401(k) retirement savings plan. Participants can contribute a portion of their wages to the plan, often with pre-tax dollars, and may receive matching contributions from their employer. They have the ability to choose from various investment options, and their account grows tax-deferred until retirement. Participants have rights under ERISA, including access to plan information and protections against mismanagement. They may also take distributions or loans under certain conditions, such as retirement, hardship, or job change.
Who Has the Biggest and Best 401(k) Plan in America?
Major airlines again flew away with the best scores for the top 30 401(k) plans in America. The…
How to Move 401(k) Financial Wellness from Idea to Execution, Part 3
Effective financial wellness strategies positively impact both plan participants and consultants by being targeted and manageable.
Ex-Wells Fargo Advisor Arrested for Stealing from Elderly
Wells Fargo advisor arrest linked to $600K theft from elderly clients, involving unauthorized transfers and financial deception.
Top 5 (Luxurious) Retirement Communities in the U.S.
As 401(k) participants approach retirement age, concerns undoubtedly shift away from optimal asset allocation and appropriate contribution rates toward…
THE ANCHOR LEG OF THE DC PLAN: Helping Participants Finish Strong with a “Retirement Tier”
Auto-features and financial wellness seem to dominate industry headlines these days. Article presented by: Franklin Templeton
Dallas-Based ‘Professional Fiduciary’ Sued After FBI Raid
Vantage Benefits Administrators, a Dallas-based “TPA, recordkeeper and professional fiduciary” and subject of an FBI raid in October…
Top 10 Countries in Which to Retire
For 401(k) participants with an eye toward an eventual ex-pat retirement experience, International Living is out with its…
6 Arguments for Active Management in 401(k)s
A passive investment management approach is appropriate for many 401(k) plan participants. But indexing isn’t right for everyone.…
The Most Popular 401(k) Plan Feature is …
Does this mean it’s time to sell? The Wells Fargo/Gallup measure of investor and retirement optimism held steady…
4 Retirement Plan Freedoms for Which to be Thankful
There are many things we can be grateful for this Thanksgiving. Our families, our friends, our jobs, our…