Browsing Tag
401(k) Participants
223 posts
A 401(k) participant is an employee who is enrolled in their employer’s 401(k) retirement savings plan. Participants can contribute a portion of their wages to the plan, often with pre-tax dollars, and may receive matching contributions from their employer. They have the ability to choose from various investment options, and their account grows tax-deferred until retirement. Participants have rights under ERISA, including access to plan information and protections against mismanagement. They may also take distributions or loans under certain conditions, such as retirement, hardship, or job change.
5 Tips to Make 401(k) Participants Better Investors
Learn how to prevent common 401(k) investment mistakes and help participants make smarter, more confident retirement decisions.
How to Locate Missing 401(k) Participants
The American Benefits Council clearly identified the root causes of missing participants: a highly-mobile workforce and lack of retirement portability.
Consistency is Key to 401(k) Success
The Investment Company Institute took a look at its 401(k) database recently, something it maintains with EBRI. Here's what it found.
What Are Top 401(k) Advisors Doing About Participant Outcomes?
Participant outcomes are what it’s all about, so what are top advisors doing to ensure an affordable quality…
4 Ingredients in Successful Financial Wellness Programs
Financial wellness programs empower employees to tackle financial challenges today, improving savings and preparing for retirement tomorrow.
How to Measure 401(k) Financial Wellness Success
Advisors are touting the benefits of financial wellness initiatives to their clients and, for the most part, companies are falling in line.
7 Reasons to Re-enroll 401(k) Participants
Many 401(k) plan sponsors have opted to periodically re-enroll all their participants into the qualified default investment alternative…
August 2017 Top Advisor By Participant Outcomes (TAPO)
Measurable ROIs to Motivate 401(k) Participants The American Retirement Association finds that 80 percent of 401(k) participants earn…
The Solution to Negative Effects of Financially Stressed Workers
Who is Stressed? If workplace stress could be easily identified, then the problem of stress could be more…
Top 10 Retirement Cities All Have This in Common
A roundup of the best cities to retire finds one consistent ingredient, low taxes. Whether it’s correlation or…