Browsing Tag
401(k) Participants
223 posts
A 401(k) participant is an employee who is enrolled in their employer’s 401(k) retirement savings plan. Participants can contribute a portion of their wages to the plan, often with pre-tax dollars, and may receive matching contributions from their employer. They have the ability to choose from various investment options, and their account grows tax-deferred until retirement. Participants have rights under ERISA, including access to plan information and protections against mismanagement. They may also take distributions or loans under certain conditions, such as retirement, hardship, or job change.
4 ‘Can’t lose’ Ideas from 401k Giant Vanguard’s Bill McNabb
Bill McNabb was decidedly straightforward in a note about the unprecedented concerns he’s hearing from investors and 401k participants.…
Fantastic 401k Advice from Jim Cramer …Wait! What?
While we’re often at odds with the motor mouth “Mad Money” host, even a stopped clock is right…
‘Seeking Financial Help’ Top 401(k) Participant Resolution
Election outcome stress in 2016 left many anxious, yet Americans stayed optimistic about finances heading into the new year.
How Did 401k Participants React to the Presidential Election?
The November numbers are in and show Donald Trump as the clear winner and 401k participant behavior as…
Poor Marks for 401k Participants’ Retirement Readiness
401k participants aren’t grading themselves well when it comes to retirement saving. Fully 80 percent say preparing for…
After-Death Distributions: What 401k Advisors Need to Know
Unlike lifetime RMD distributions, after-death RMD distributions depend on the identity of the beneficiary(s) of the 401k participant.[1]…
TPA Pays for 401(k) Participant Doc Dodge
A failure to furnish documents in a timely manner when requested by a 401(k) participant could cost the…
What happened with 401(k) Saving in the First Half of 2016?
401(k) participants stayed the course in 2016, continuing contributions and keeping withdrawals low despite global market uncertainty.
Robo Relax: More 401(k) Participants Combine Tech and Advisors
They want advice and they don’t care where they get it. In another sign robo and traditional advisors…
How to Address (Never-Ending) Millennial 401(k) Demands
It’s isn’t easy, but well-worth it for 401(k) advisors who figure it out. Riskalyze product manager Dane Kurtz clues…