Browsing Tag
401(k) Participants
223 posts
A 401(k) participant is an employee who is enrolled in their employer’s 401(k) retirement savings plan. Participants can contribute a portion of their wages to the plan, often with pre-tax dollars, and may receive matching contributions from their employer. They have the ability to choose from various investment options, and their account grows tax-deferred until retirement. Participants have rights under ERISA, including access to plan information and protections against mismanagement. They may also take distributions or loans under certain conditions, such as retirement, hardship, or job change.
Why It’s So Important to Put Retirement Plan Returns in Perspective
New research confirms that, for the zillionth time, it’s important to take the long view and put recent…
401(k) Plan Sponsors Respond Positively in Current Crisis
A majority of U.S. companies are making it easier for employees to access their 401(k) plans’ assets even…
How Do DC Plan Participants Behave in Volatile Markets?
“To know your future, you must know your past.” A new research paper from J.P. Morgan’s Chief Retirement…
401(k) Plan Participants Lag in Access to Retirement Advice
401(k) advisors increasingly realize the value of offering comprehensive financial planning and advice to participants, and the opportunity…
State Worker to Finally Retire at Age 102
For anyone thinking they’ll never retire, take heart—it might happen a little after age 100. Bob Vollmer, punching…
Recordkeeper Data Shows ‘Ongoing Commitment’ to Retirement Saving
401(k) participant activity 2019 shows steady saving habits, low withdrawals, and continued commitment to retirement plans.
Retirement Security Requires the Right Infrastructure
Expanding 401(k) access can help small businesses improve retirement plan options and close the coverage gap for their employees.
Employers Fret Over Worker Financial Wellness
Eight in 10 employers say their employees are struggling financially as they face persistent problems such as saving…
Whoa! How Much Money Does Employee Stress Cost?
More than half of respondents to a new survey worry about personal finances at work at least once…
5 Areas of Focus for Future 401(k) Success: Outcomes 2019 Conference
Daniel Bryant, president of National Sales, Retirement and Private Wealth with Sheridan Road Financial, a division of HUB…