Browsing Tag
401(k) Regulation
145 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
DOL Grants Temporary Relief on SECURE 2.0 Paper Statement Rules
Bulletin gives plan sponsors, recordkeepers, and TPAs added flexibility as industry prepares for new paper pension statement requirements and awaits final DOL regulations
SEC Informal Guidance Clears Path for PEP Growth and CIT Access
New SEC staff guidance removes key regulatory hurdles, allowing pooled employer plans to scale more easily, expand access to lower-cost CIT investments, and better serve small and self-employed employers
Trump Executive Order Seeks to Bring Retirement Savings to Millions
During Thursday signing ceremony, President Trump talks up the new federal IRA marketplace and Saver’s Match coming in January 2027
Trump Signing Executive Order Today Creating ‘TrumpIRA.gov’
Action expected to direct Treasury to develop a federal IRA savings program workers can use starting in 2027 to enroll in a private-sector retirement plan while leveraging new Saver’s Match
2026 NAPA 401(k) Summit Taking Over Tampa
Industry’s biggest annual event revs up with Brian Graff’s “From the Hill to the Summit” session Sunday
DOL Unveils Fiduciary Rule Opening Door to Alternative Investments in 401(k)s
Proposed regulation outlines process-based safe harbors for plan fiduciaries, reinforcing ERISA standards while expanding access to private markets and other alternatives for retirement savers
Coming (Very) Soon: Public’s First Look at DOL Proposed Rule on Alternative Investments
With news that the White House OMB has completed its review of the proposed rule stemming from President Trump’s Aug. 2025 Executive Order, the public will finally see what’s in it—and have the opportunity to offer comments
DOL Lets Biden-Era Fiduciary Rule Die in Court
Soon-to-be-vacated 2024 “Retirement Security Rule” effort could be replaced by a new Labor Department proposal as early as May 2026
Wait Continues for DOL Proposed Rule on Alternative Assets
With the 180-day executive order deadline for a proposed rule’s release now behind us, sponsors and advisors are watching closely to see whether the proposal delivers clarity—or new uncertainty
T. Rowe Price 2026 Retirement Market Outlook: Regulation Expected to Move Faster than Legislation
T. Rowe Price’s Aliya Robinson says rule on alternative assets could be finalized this year; experts discuss other major themes expected to shape the year’s retirement landscape