Browsing Tag
401(k) Regulation
133 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
Biden Rumored to Pick Gary Gensler as SEC Chairman
President-elect Joe Biden is expected to choose Gary Gensler, a former financial regulator, and Goldman Sachs executive, to…
Top 401(k) Regulatory/Policy Story of 2020: COLA Complaints
The top regulatory/policy story wasn’t Reg BI, fiduciary rule, CARES, or PPP. It wasn’t really regulation or policy-related…
DOL Fiduciary Rule Sent to OMB, But is it Too Late?
The Office of Management and Budget has received the Department of Labor’s fiduciary rule, known officially as Improving…
Final ESG Fiduciary Rule Issued By Department of Labor
Department of Labor announced a final rule for fiduciaries regarding environmental, social and governance (ESG) investing.
Episode 11—Former EBSA Head Preston Rutledge on ESG, Missing Participants, Fiduciary and More
The former Assistant Secretary of the Department of Labor and current founder of Rutledge Policy Group, a new…
If Biden Wins, Would ‘Drastic’ 401(k) Change be Attempted?
Much has been made in the past week of a potential drastic change to 401(k) plans should Joe…
Rolling Stone Wrecks Recent DOL Retirement Plan Rules
It says a lot about how far Boomers have come that their proverbial bible, Rolling Stone, is focused…
Dem Senators Oppose DOL’s ESG Investing Rule
Thirteen Democratic senators submitted a letter Wednesday to Labor Secretary Eugene Scalia in which they voiced opposition to…
IRS Expands 401k Withdrawal, Loan Eligibility Under CARES Act
The Internal Revenue Service is making it easier (again) to access 401ks for loans and withdrawals. Released Friday,…
Financial Planning Association Announces CEO Schadle’s Departure
The Financial Planning Association said today that its CEO and Executive Director Lauren Schadle will leave the organization,…