Browsing Tag
401(k) Regulation
133 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
Final Countdown to Reg BI
Reg BI is almost here. Are you ready? Because the new rule’s entire compliance process will require well-thought-out…
ARA Wants 401(k) Safe Harbor, Distribution, Reporting Relief
The American Retirement Association is taking a multipronged approach to retirement plan relief in the face of the Coronavirus…
How to Properly Pay Back a 401(k) Loan in the Coronavirus Pandemic
How and when a laid off or terminated employee must pay back a 401(k) loan before it reverts…
Reg BI Bedlam: House Denies SEC Enforcement Funding
A last-minute amendment from Rep. Maxine Waters, D-California, attached to a routine appropriations bill, passed the full House…
Vote ‘No’ on SECURE Act, Small Biz Advocate Urges Senate
Not everybody loves the “Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019” (H.R. 1994), currently…
Maxine Waters Blocks SEC Reg BI Funding
Regulation Best Interest faces challenges as Rep. Maxine Waters moves to block SEC enforcement, sparking debate over investor protections.
Ted Cruz Blocks SECURE Act
After the Setting Every Community Up for Retirement Enhancement Act (SECURE Act) passed in the House on May…
SEC Votes to Adopt Controversial ‘Reg BI’
The Securities and Exchange Commission voted on Wednesday to adopt Regulation Best Interest, its high-profile and controversial “package…
Senators Booker, Young Reintroduce Federal Retirement Commission Act
Buried in the wake of the House of Representatives passing the SECURE Act on May 14 was the…
Date Set for SEC Regulation Best Interest Vote
The Securities and Exchange Commission has set June 5, 2019, as the date it will vote on “Regulation…