Browsing Tag
401(k) Regulation
133 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
Graff Warns of ‘Wall Street Tax Act’: 2019 NAPA 401(k) Summit
National Association of Plan Advisors’ Executive Director Brian Graff took the stage at the advocacy organization’s 401(k) Summit…
Major Trends in 401(k) Fund Menus
Target Date Funds in retirement plans help simplify investing, reduce risk, and improve outcomes through automatic allocation and rebalancing.
7 States With Major 401(k) Fiduciary Proposals
If you need a convenient, “all-in-one-place” overview of what’s happening at the state level, Drinker Biddle’s got it.…
State-Sponsored Retirement Plan Now Open to Individuals
Oregon is kicking retirement savings up a notch. While a number of states have established (or are planning…
New DOL Rules Do Little for Open MEPs: Opinion
The Department of Labor (DOL) killed off what we call open multiple employer plans (MEP) six years ago. It…
How Sen. Warren’s Silly Self-Interest Affects 401(k) Saving
[Correction: An analysis of Senator Warren’s DNA sample by Carlos Bustamante, a professor at Stanford University, revealed she…
Be Careful What You Wish for With Fiduciary Rule
Fiduciary rule 'shelving' leaves 401(k) advisors uncertain as SEC and DOL actions shape the future of fiduciary standards.
Divine Regulation: God Wants Fiduciary Rule, Pope Says
Pope on financial ethics highlights need for fairness, fiduciary care, and moral responsibility in today’s economic system.
Lawmakers Give 401(k) MEPs a Close Look
Politicos might finally understand—the path to more retirement coverage for American workers lies in simplifying and modernizing often…
How to Truly Measure the Value of a Fiduciary
One of the many problems with the fiduciary standards proposed by the DOL and SEC is that they do not understand the value of a fiduciary.