Browsing Tag
401(k) Regulation
137 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
Be Careful What You Wish for With Fiduciary Rule
Fiduciary rule 'shelving' leaves 401(k) advisors uncertain as SEC and DOL actions shape the future of fiduciary standards.
Divine Regulation: God Wants Fiduciary Rule, Pope Says
Pope on financial ethics highlights need for fairness, fiduciary care, and moral responsibility in today’s economic system.
Lawmakers Give 401(k) MEPs a Close Look
Politicos might finally understand—the path to more retirement coverage for American workers lies in simplifying and modernizing often…
How to Truly Measure the Value of a Fiduciary
One of the many problems with the fiduciary standards proposed by the DOL and SEC is that they do not understand the value of a fiduciary.
Fifth Circuit Court Denies Fiduciary Reboot Request
Fiduciary Rule Court Decision marks the end as the Fifth Circuit denies revival, shaping future financial regulations.
Wells Fargo Investigated By DOL Over 401(k) Rollover Practices
The Labor Department is looking into whether Wells Fargo & Co. has steered participants in low-cost corporate 401(k)…
SEC Finally Proposes Fiduciary Rule Revamp
The Securities and Exchange Commission voted to propose its own widely-watched and long-awaited version of a fiduciary standard "to better serve savers and investors."
Major MEP 401(k) Bill Reintroduced in Senate
Retirement Savings Act returns with 2018 updates to improve 401(k) plans, expand MEPs, and boost retirement access for small businesses.
A Simple Solution to Protect 401(k) Plan Participant Assets
Vantage Benefits Administrators, a Dallas-based “TPA, recordkeeper and professional fiduciary” and subject of an FBI raid in October amid fraud…
What Happened With FINRA Fines in 2017?
Did 2016’s heavy-handed FINRA fines (a record amount totaling $176 million) scare the industry straight? Perhaps—at least to…