Browsing Tag
401(k) Regulation
137 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
DOL Settles with ‘Fiduciary Firm’ Over $16 Million 401k Fraud
It would seem companies with “fiduciary” in their name or professional description have trouble understanding the word. On…
Share Class ‘Amnesty’ for 401(k) Advisors: Marcia Wagner
Will it be A shares, B shares …C, D, E, F or G shares? If you’re confused over…
Why Thank Trump for 401k-Match Mania
Former Trump labor secretary nominee Andy Puzder resurfaced in the pages of The Wall Street Journal on Monday…
Why SEC Fiduciary Rule Reg Sounds Right
We’re not crazy enough to argue against the DOL’s fiduciary rule (or at least a rule), but is there a better way, one that more successfully satisfies key stakeholders?
Did Retirement Policy Politician (Really) Misread This Editorial?
Depending on whom you believe, Sen. Orrin Hatch, R-Utah, was either very confused or playfully quick-witted. Hatch, the…
Why It’s So Easy to Steal 401(k) Plan Assets
It’s easier than you think for a third-party administrator or plan fiduciary to steal plans assets. The allegation…
Fiduciary Rule Killing Annuity Sales
Annuity sales decline as fiduciary rule impacts IRAs, with quarterly sales falling below $50 billion for the first time in 15 years.
Experts to Tackle Reg Ridiculousness in 401(k) Space: New England Wealth & Retirement Conference
Does anybody want to sound off on what’s happening in Washington? The fiduciary rule, litigation, contribution limit cuts? Anybody at all?
Feds Raid Dallas-Based ‘Professional Fiduciary’
The FBI raided Vantage Benefits Administrators, a Dallas-based “TPA, recordkeeper and professional fiduciary.” The Dallas Morning News reports…
RiXtrema Releases DOL Fiduciary Rule Checklist
The company released its DOL Fiduciary Rule Checklist on Tuesday, in which advisors answer specific questions to ensure regulatory compliance.