Browsing Tag
401(k) Regulation
133 posts
A 401(k) regulation refers to the set of federal rules, primarily under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code, that govern employer-sponsored retirement savings plans in the U.S. These regulations dictate plan administration, contribution limits, tax advantages, fiduciary responsibilities, nondiscrimination testing, and withdrawal rules to protect employees’ retirement assets and ensure fair, compliant operation.
Did Retirement Policy Politician (Really) Misread This Editorial?
Depending on whom you believe, Sen. Orrin Hatch, R-Utah, was either very confused or playfully quick-witted. Hatch, the…
Why It’s So Easy to Steal 401(k) Plan Assets
It’s easier than you think for a third-party administrator or plan fiduciary to steal plans assets. The allegation…
Fiduciary Rule Killing Annuity Sales
Annuity sales decline as fiduciary rule impacts IRAs, with quarterly sales falling below $50 billion for the first time in 15 years.
Experts to Tackle Reg Ridiculousness in 401(k) Space: New England Wealth & Retirement Conference
Does anybody want to sound off on what’s happening in Washington? The fiduciary rule, litigation, contribution limit cuts? Anybody at all?
Feds Raid Dallas-Based ‘Professional Fiduciary’
The FBI raided Vantage Benefits Administrators, a Dallas-based “TPA, recordkeeper and professional fiduciary.” The Dallas Morning News reports…
RiXtrema Releases DOL Fiduciary Rule Checklist
The company released its DOL Fiduciary Rule Checklist on Tuesday, in which advisors answer specific questions to ensure regulatory compliance.
High Fees Flourish When Good 401k Advisors Do Nothing
Here’s how the great Bill Geist once introduced a segment on “CBS Sunday Morning:” “While police and social…
Treasury Discontinues myRA Retirement Saving Program
The Treasury Department announced on Friday that it will begin to wind down the myRA retirement saving program…
CITs Rise in Face of 401(k) Fee Litigation
Collective Investment Trusts are growing fast, offering fiduciary benefits, lower fees, and strong retirement plan performance.
DOL Opens Fiduciary Rule RFI Comment Period
The Department of Labor’s Request for Information regarding the fiduciary rule, and specifically the Best Interest Contract Exemption…