Browsing Tag
401(k) Research/Tools
949 posts
401(k) research/tools encompass resources and information to help individuals understand, manage, and optimize their 401(k) retirement savings plans. This includes information on plan types, investment options, contribution strategies, tax implications, and withdrawal rules, as well as tools for comparing plans, tracking performance, and projecting retirement income.
Americans’ Income Declined in 2020: U.S. Census Bureau
While income increased for those who maintained full-time employment, the number of full-time workers fell 13.7 million from 2019 thanks to the pandemic
Social Security Confidence Survey Shows Retiree Doubt
Seventy percent doubt they will receive full benefits in new PlanGap survey
Junk the Jargon: 8 Common (and Confusing) 401k Terms
Understanding and dropping industry jargon in enrollment and education meetings might make advisors feel smart, but it also…
The Best Qualified Default Investment Alternative for Pooled Employer Plans
This 401(k) Specialist article introduces Pooled Employer Plans (PEPs) as follows: Pooled Employers Plans were born out of…
3 Ways to Battle the Effects of Inflation in Your 401k
With everything from used cars to building materials costing more, the Labor Department’s announcement last month that consumer…
Fund Fees’ Sharp Decrease Saved Investors Billions in 2020
The latest installment of Morningstar’s annual fund fee study found that the average expense ratio paid by fund…
Pandemic Leads to Big Spike in Social Security Beneficiary Deaths
Nearly 400,000 more Social Security beneficiaries died in 2020 than in 2019 according to newly released information, highlighting…
Why a 401k ‘Barbell’ is Critically Important to Retirement Success
Among the more interesting news items from last week was the earnings announcement from Palantir Technologies (PLTR), a…
ZIRP Danger: Zero Interest Rate Policy Impact on What’s Ahead
Last week, 401(k) Specialist published Institutional Investors Both Optimistic, Pessimistic Post-Pandemic. I believe that paranoia is more appropriate…
Institutional Investors Both Optimistic, Pessimistic Post-Pandemic
Investing pros are optimistic about the economy, but are far less confident about achieving their own objectives post‐pandemic.…