Browsing Tag
401(k) Research/Tools
949 posts
401(k) research/tools encompass resources and information to help individuals understand, manage, and optimize their 401(k) retirement savings plans. This includes information on plan types, investment options, contribution strategies, tax implications, and withdrawal rules, as well as tools for comparing plans, tracking performance, and projecting retirement income.
A Tale of Two 401(k) Balance Segments
For job-changing 401(k) participants with balances greater than $15,000, it was the spring of financial wellness, as the…
A Big Financial Future Fail for Younger Investors
Optimism is outweighing realism among young people in their quest for financial independence. “A decade after the onset…
Low Fee Fight: Average Expense Ratios Continue Their Decline
Individual retirement accounts represent the largest share of assets in the United States retirement market, with assets totaling $9.2…
401k Advisors Wrongly Gauge Clients’ Confidence About Health Care Costs
The rising cost of health care is top of mind for many Americans today. In fact, studies have…
Do Millennials Burn Money or Save It?
Millennials are a bunch of carefree, entitled scamps with the highest standard of living (by far) of any…
Why 401(k) Advisors Should Say Hi to HENRY
They might not have it now but soon will, and 401k providers (and advisors) should therefore tune in.…
Military Families Are Out-Saving the General Public—By A Lot
Building a nest egg takes discipline—something in which military members are well-versed. And it shows in their recent…
How Damaging is Financial Overconfidence to Older 401k Savers?
There’s a fine line between confidence and overconfidence, and when it comes to financial matters, crossing into the…
Who (Exactly) Invests in Health Savings Accounts?
Apparently, health savings account holders are wicked smart. Specifically, they’re more fluent in health and financial concepts than…
Americans Want Kids to Know More, Earlier About 401ks and Finances
Most 401k savers wish someone had talked to them earlier about saving for retirement and other financial topics,…