Browsing Tag
401(k) Rollover
156 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
‘Forgotten’ Accounts: Forget Hyperbole, Here’s a Solution
Tom Hawkins makes the case for an optimal solution to problem of left-behind accounts
Report: Poor-Performing Safe Harbor IRAs Threaten $43 Billion in Retirement Savings by 2030
PensionBee research says up to 2 million retirement accounts at risk of automatically rolling over into Safe Harbor IRAs each year as workers change jobs, and just 25% are moved within 3 years
Firstrade Integrates Capitalize’s 401(k) Rollover API
Move allows users to seamlessly transfer legacy 401(k)s into Firstrade IRAs
Why Preserving Small Balances Matters (and How Auto Portability Helps)
Tom Hawkins says auto portability is shifting the preservation of small balances from lofty ideal to an operational reality, safeguarding Americans’ futures one balance at a time
Participant Loses $114,000 in 401(k) Rollover to Fraudster Intercepting Paper Checks
Case of New York City man highlights issue with paper checks instead of secure digital transfers
401(k) Rollover Delays Could Cost Nearly $76k in Lost Savings
PensionBee's analysis looked at how delays
in rollovers could ultimately impact savings
SoFi and Capitalize Extend Partnership to Offer 401(k) Consolidation
The Capitalize Embedded Rollover API solution is currently available to all SoFi members
Capitalize, Human Interest Make ‘Most Innovative Companies’ List
401(k)-focused firms named to prestigious Fast Company 2025 rankings of companies reshaping industries
Capitalize Digital Rollover Tech Coming to Webull Platform
Capitalize’s Rollover API will allow users to seamlessly transfer legacy 401(k)s into Webull retirement accounts
Dressing Up Traditional Automatic Rollovers
Tom Hawkins explains how the many flaws of traditional automatic rollover IRAs can be overcome with a low-fee transitional safe harbor IRA