Browsing Tag
401(k) Rollover
156 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
Why Partnering With an IRA Rollover Provider is Right for 401(k) Advisors
Year-end planning for business owners includes 401k plan review and amendments. Unresponsive ex-employees create challenges, increase costs.
A Post-Fiduciary Rule Rollover Playbook
401(k) Rollover Fiduciary Rule challenges create doubt. Discover advisor safeguards, strategies, and best practices to protect clients.
A Tale of Two 401(k) Balance Segments
For job-changing 401(k) participants with balances greater than $15,000, it was the spring of financial wellness, as the…
DOL to Determine Auto Portability’s Fate
Research has conclusively demonstrated that retirement savings portability dramatically reduces 401(k) cashout leakage, preserves retirement savings and reduces…
The Missing Piece in 401(k) Retirement Income: Consolidation
As Baby Boomers retire in record numbers, they’re shifting their attention from saving for retirement to the process of…
How Americans Fight for Retirement Security
IRA Rollovers make saving easier by preserving tax advantages, offering more investment options, and boosting retirement security.
Understanding (and Solving) the Problem of Women’s 401k ‘Leakage’
New data was recently presented at the Women’s Institute for a Secure Retirement (WISER) that highlights challenges in preserving their 401(k)…
A ‘Cure’ for the Missing 401(k) Participant Problem?
“An ounce of prevention is worth a pound of cure.” Founding father Ben Franklin certainly wasn’t thinking about…
Wells Fargo Investigated By DOL Over 401(k) Rollover Practices
The Labor Department is looking into whether Wells Fargo & Co. has steered participants in low-cost corporate 401(k)…
Are You All-In for a 401(k) Roll-In?
Over the past six years, there’s been a steady drumbeat pointing the way to increased 401(k) auto portability…