Browsing Tag
401(k) Rollover
160 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
The ‘Problem’ of Small 401(k) Accounts (And What to Do About It)
It’s generally accepted that the small-balance accounts of terminated 401(k) plan participants are a problem. For plan sponsors,…
What Does the Fiduciary Rule Mean for 401k Creditor Protection?
Is it important to factor in safety from creditors during a 401k rollover? How safe was the money…
How to Save Time Comparing 401(k) Rollover Fees
The size and viability of the 401(k) rollover market is as confusing as ever, especially considering the on-again/off-again fiduciary rule.
401(k) Rollovers, Not Contributions, Dominate IRA Assets
IRAs “have drifted very far from their original intent” of helping those who need them most, says Alicia Munnell and crew in a new study.
401(k) Rollovers: Hot or Not?
Recent predictions had retiring baby boomers displacing a massive (and lucrative) “rollover surge” that could top $11.7 trillion by 2020.
Who Wins With 401(k) Auto Portability?
Auto portability is the routine, standardized and automated movement of an inactive participant’s retirement account from a former…
IRAs Work—Americans Should Use Them
IRA rollover market continues to expand as most traditional IRAs open with rollovers while Roth IRAs thrive on steady contributions.
How to Document ‘Best interest’ in 401(k) Rollovers
Many RIAs think that because they are already 401(k) fiduciaries, the DOL Rule has little or no impact on them. Nothing can be further from truth.
Fred Reish Gets Real With Retirement Plan Rollovers
Fiduciary Rule Implementation on June 9 confirmed, with changes expected but mostly minor, ensuring compliance and clarity for advisors.
Shocker! (Not): 401k Participants Want Help With Rollovers
This shouldn’t be news for 401k advisors, but it is—401k participants want help with rollovers. In fact, eight in…