Browsing Tag
401(k) Rollover
156 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
401(k) Rollovers: Hot or Not?
Recent predictions had retiring baby boomers displacing a massive (and lucrative) “rollover surge” that could top $11.7 trillion by 2020.
Who Wins With 401(k) Auto Portability?
Auto portability is the routine, standardized and automated movement of an inactive participant’s retirement account from a former…
IRAs Work—Americans Should Use Them
IRA rollover market continues to expand as most traditional IRAs open with rollovers while Roth IRAs thrive on steady contributions.
How to Document ‘Best interest’ in 401(k) Rollovers
Many RIAs think that because they are already 401(k) fiduciaries, the DOL Rule has little or no impact on them. Nothing can be further from truth.
Fred Reish Gets Real With Retirement Plan Rollovers
Fiduciary Rule Implementation on June 9 confirmed, with changes expected but mostly minor, ensuring compliance and clarity for advisors.
Shocker! (Not): 401k Participants Want Help With Rollovers
This shouldn’t be news for 401k advisors, but it is—401k participants want help with rollovers. In fact, eight in…
Tick Tock: Introducing The Retirement Savings ‘Cash-Out Clock’
In 1989, New York real estate developer Seymour Durst wanted to highlight America’s rising national debt, and came…
Why Retirement Savings Need to Be ‘Recycled’
Another Earth Day has come and gone, and we’re once again reminded of the need to protect our…
Roth Versus Traditional IRA: Who Wins EVERY Time?
NerdWallet writes up the results of their latest research and finds savers who make maximum annual contributions to this type of account fare far better.
Stealth Solution to America’s 401(k) Savings ‘Crisis?’
The fiduciary rule from the Department of Labor has (obviously) been highly-visible over the past year, presenting major…