Browsing Tag
401(k) Rollover
160 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
Tick Tock: Introducing The Retirement Savings ‘Cash-Out Clock’
In 1989, New York real estate developer Seymour Durst wanted to highlight America’s rising national debt, and came…
Why Retirement Savings Need to Be ‘Recycled’
Another Earth Day has come and gone, and we’re once again reminded of the need to protect our…
Roth Versus Traditional IRA: Who Wins EVERY Time?
NerdWallet writes up the results of their latest research and finds savers who make maximum annual contributions to this type of account fare far better.
Stealth Solution to America’s 401(k) Savings ‘Crisis?’
The fiduciary rule from the Department of Labor has (obviously) been highly-visible over the past year, presenting major…
Big Changes Coming for Small 401(k) Accounts
Important changes are now making their way to small 401k accounts, left behind by separated participants with balances less than $5,000.
How 401(k) Advisors Protect Themselves from Risk
Under the pending DOL fiduciary rule, any perceived recommendation for how to treat money rolling out of a…
Where is IRA Rollover Money Going?
Over two-thirds of advisors (67 percent) funnel rollover money to a wrap/managed solution, according to IRA rollover data…
Good Intentions, Bad Outcomes For Small 401(k)s
On February 3, 2017 the U.S. Chamber of Commerce released “Securing America’s Retirement,” their legislative road-map aimed at…
What Will Happen With Advisor 401(k) Rollover Recommendations?
Fact: 62 percent of advisors recommend rolling assets into their own solution; 14 percent recommend the money stays…
What’s the Next Step in 401(k) Plan Design?
401(k) retirement plan features—from automatic enrollment to automatic escalation to automatic investment—have made it easier for employees to…