Browsing Tag
401(k) Rollover
156 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
Big Changes Coming for Small 401(k) Accounts
Important changes are now making their way to small 401k accounts, left behind by separated participants with balances less than $5,000.
How 401(k) Advisors Protect Themselves from Risk
Under the pending DOL fiduciary rule, any perceived recommendation for how to treat money rolling out of a…
Where is IRA Rollover Money Going?
Over two-thirds of advisors (67 percent) funnel rollover money to a wrap/managed solution, according to IRA rollover data…
Good Intentions, Bad Outcomes For Small 401(k)s
On February 3, 2017 the U.S. Chamber of Commerce released “Securing America’s Retirement,” their legislative road-map aimed at…
What Will Happen With Advisor 401(k) Rollover Recommendations?
Fact: 62 percent of advisors recommend rolling assets into their own solution; 14 percent recommend the money stays…
What’s the Next Step in 401(k) Plan Design?
401(k) retirement plan features—from automatic enrollment to automatic escalation to automatic investment—have made it easier for employees to…
Has the DOL Rule Really Changed 401(k) Rollovers?
Much of the trade press commentary has focused on predictions of doom and gloom due to the DOL's fiduciary rule. We disagree.
401(k)-to-IRA Rollovers Show Little Sign of Slowing
Discover how a 401(k) to IRA rollover impacts retirement savings, tax benefits, and investment options for long-term financial security.
401(k)-to-IRA Rollover Drought?
Tsunami, cyclone, hurricane, wave—pick a meteorological metaphor, but it was only last year that the coming movement of…
401k Fundamentals: When and Why to Convert to a Roth IRA
When to convert to a Roth IRA (if at all)? It’s an age old question akin to “Who’s…