Browsing Tag
401(k) Rollover
160 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
Has the DOL Rule Really Changed 401(k) Rollovers?
Much of the trade press commentary has focused on predictions of doom and gloom due to the DOL's fiduciary rule. We disagree.
401(k)-to-IRA Rollovers Show Little Sign of Slowing
Discover how a 401(k) to IRA rollover impacts retirement savings, tax benefits, and investment options for long-term financial security.
401(k)-to-IRA Rollover Drought?
Tsunami, cyclone, hurricane, wave—pick a meteorological metaphor, but it was only last year that the coming movement of…
401k Fundamentals: When and Why to Convert to a Roth IRA
When to convert to a Roth IRA (if at all)? It’s an age old question akin to “Who’s…
Half of IRA Rollover Assets ‘At-Risk’ Post-DOL Fiduciary Rule
The DOL’s fiduciary rule will lead to fewer rollovers from 401(k)s. However, the influence of existing advisor relationships,…
IRS Details Waiver of 60-Day 401(k) Rollover Rule
IRS and helpfully—call it the Seventh Sign of the Apocalypse. The IRS has “helpfully” detailed a self-certification procedure…
A New Set of 401(k) Best Practices for IRA Rollovers
DOL Fiduciary Rule impacts IRA rollovers, advisor compensation, and fiduciary responsibility under new Department of Labor standards.
Jim Cramer’s Bad Take on 401(k)s — Again
Anything 401(k) related—lawsuits, rollovers, demographics, auto this and that—is sure to get attention, and CNBC deemed it necessary…
Disney Sued as 401(k) Returns Magically Disappear
Oh, come on! Now they’re going after Mickey? “The Happiest Place on Earth” is a little sadder today with…
401(k) Providers Struggle with Retirement Income Products
Retirement income products within 401(k) plans just aren’t up to snuff, according to new research from Cerulli Associates.…