Browsing Tag
401(k) Rollover
156 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
Half of IRA Rollover Assets ‘At-Risk’ Post-DOL Fiduciary Rule
The DOL’s fiduciary rule will lead to fewer rollovers from 401(k)s. However, the influence of existing advisor relationships,…
IRS Details Waiver of 60-Day 401(k) Rollover Rule
IRS and helpfully—call it the Seventh Sign of the Apocalypse. The IRS has “helpfully” detailed a self-certification procedure…
A New Set of 401k Best Practices for IRA Rollovers
Since the turn of the century, the financial industry has adapted to demographic and social changes, technological advances,…
Jim Cramer’s Bad Take on 401(k)s — Again
Anything 401(k) related—lawsuits, rollovers, demographics, auto this and that—is sure to get attention, and CNBC deemed it necessary…
Disney Sued as 401k Returns Magically Disappear
Oh, come on! Now they’re going after Mickey? “The Happiest Place on Earth” is a little sadder today with…
401(k) Providers Struggle with Retirement Income Products
Retirement income products within 401(k) plans just aren’t up to snuff, according to new research from Cerulli Associates.…
What’s More Important than 401(k) Fund Performance?
Lower fees continue to dominate 401(k) industry discussion, and now 401(k) plan sponsors are consolidating the number of…
So, You Inherited A 401(k)… Now What?
Plan sponsors often educate plan participants about the importance of beneficiary designations. It is equally important to help…
Bad news for 401(k) Advisors and IRA Rollovers?
A constant question of late—how will the DOL’s fiduciary rule affect the IRA rollover? Will more occur? Less?…
How After-Tax Contributions Become Tax-Free Retirement Income
For many years, after-tax contributions to retirement plans were like the seventh batter on a professional baseball team.…