Browsing Tag
401(k) Rollover
160 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
What’s More Important than 401(k) Fund Performance?
Lower fees continue to dominate 401(k) industry discussion, and now 401(k) plan sponsors are consolidating the number of…
So, You Inherited A 401(k)… Now What?
Plan sponsors often educate plan participants about the importance of beneficiary designations. It is equally important to help…
Bad news for 401(k) Advisors and IRA Rollovers?
A constant question of late—how will the DOL’s fiduciary rule affect the IRA rollover? Will more occur? Less?…
How After-Tax Contributions Become Tax-Free Retirement Income
For many years, after-tax contributions to retirement plans were like the seventh batter on a professional baseball team.…
401(k) Rollovers: Still a $12 Trillion Deal?
Talk of a 401(k) rollover storm, tsunami, surge (whatever the metaphor) hits fever pitch and the federal government’s…
Top 10 Most Widely Used Fund Families for 401(k) Plan Participants
Whomever said advertising doesn’t pay is probably out of business. As with the Budweiser Clydesdales and wisecracking geckos,…
Who Do 401(k) Participants Look to for Financial Education? (Hint: Not Who You’d Think)
Important tip; don’t listen to drunk Uncle Joe when deciding on your (or your client’s) financial future. The…
Fiduciary Expert Reish’s Take on DOL ‘Duty to Monitor’
We don’t know if they’re gems, but they’re certainly hidden, and fiduciary giant Fred Reish is out to…
401(k) Rollovers Seriously Affected By Fiduciary Rule: WSJ
401(k) rollovers could slow to a trickle, one of the many consequences of the Department of Labor’s proposed…
401(k) Rollovers: What to do With Company Stock?
As plan participants have become more knowledgeable about the importance of asset allocation and diversification, the percent of…