Browsing Tag
401(k) Rollover
160 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
With Most Americans Concerned About Outliving Retirement Savings, Are Advisors Doing Enough to Help?
New survey of RIAs finds many lag on providing strategies for retirement income planning while remaining focused on accumulation
The 401(k) as an ‘Asset Magnet’: Helping to Avoid Rollover Ripoffs
Features of specific value to active and term vested/retired participants include ...
Rollover Ripoff: IRA Investors Pay ‘Significantly’ More Than 401(k) Participants
The actual numbers are eye-popping
Advisors Unprepared for New 401(k) Rollover Rules
'A rollover recommendation has to be disclosed as a conflict of interest,' says ERISA expert Fred Reish
5 New Automatic Rollover Criteria for 401(k) Plan Sponsors
It's incumbent upon plan sponsors to fundamentally 'rethink' these programs
401(k) Advice a Key Part of ‘Offboarding’ Process
Amid “Great Resignation,” helping departing employees transfer their retirement plan assets leads to positive exits, new research finds
What 401(k) Advisors Need to Know About Auto Portability
Despite momentum, there are still plenty of misconceptions
Paycheck or Pot of Gold? MetLife Study Shows Latter Evaporates Quickly
Outcomes of converting a 401k account into an annuity, a lump sum or a combination of the two explored in new study
EBSA Hits ‘Pause’ Button on Dec. 20 Enforcement of PTE 2020-02
In response to industry concerns, new Field Assistance Bulletin 2021-02 pushes Dec. 20 deadline for compliance to Jan. 31, 2022
How Fees Factor in 401(k)-to-IRA Rollover Decisions
Pew survey explores consumer trend to roll over workplace savings into individual retirement accounts—and how advisors can impact decision-making