Browsing Tag
401(k) Rollover
156 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
5 Misconceptions About Automatic Rollovers
Automatic rollover misconceptions can mislead plan sponsors. Learn the truth to reduce costs and protect small-balance retirement accounts.
Bankrate Users Gain Access to Capitalize 401(k) Rollover Platform
A new deal announced June 24 opens the door for Bankrate users and members to have direct, complimentary…
Rollover Reckoning: More Money Moving from 401(k)s to IRAs
IRA Rollovers drive trillions in retirement savings moves. Discover key trends, investor behavior, and insights shaping the market.
More Than a Trillion Dollars Stuck in ‘Forgotten’ 401(k)s
Nearly 25 million forgotten 401k accounts amount to nearly $1.35 trillion of assets, according to new white paper from Capitalize.
Investors Actually Do Carefully Consider Fees and Expenses
In something of a surprise, given the perceived ignorance on the part of the general public about investment…
Biden’s ‘Historic’ Spending Plans Could Spur Rush to Roths
There could be a “cause and effect” in play in the retirement market as President Joe Biden unveiled…
Don’t Be an April Fool: Celebrate 4/01k Day Instead
Message from Lincoln Financial this April 1 (or 4/01k Day): Don’t let plan participants fall for common retirement saving misconceptions.
Retirees Reduce Spending As They Age, New Research Finds
Retiree spending declines annually by 2%, a new white paper finds. Conventional retirement income planning assumes that retirees…
The Stretch IRA Went Away With The SECURE Act—Here Are Other Options
While not its own type of IRA, a stretch IRA had been a go-to strategy for estate planning…
IRS Extends Tax Deadlines, Provides Relief for Texas Storm Victims
The Internal Revenue Service (IRS) announced on Monday that victims of this month’s winter storms in Texas will…