Browsing Tag
401(k) Rollover
156 posts
A 401(k) rollover is the process of transferring funds from a 401(k) retirement plan to another tax-advantaged account, such as an IRA or a new employer’s 401(k), typically after a job change or retirement. This move helps preserve tax-deferred growth and avoid early withdrawal penalties. Rollovers can be direct (funds go straight to the new account) or indirect (the participant temporarily receives the funds, with a 60-day deadline to redeposit). Proper rollovers prevent taxes and penalties, and give participants more control over investment choices and account management.
401(k) ‘Decumulation’ Dilemma Could Devastate DC Participants
As an industry, we’ve been great about helping workers accumulate assets. But when it comes to their 401(k)…
12 Reasons NOT to Roll Over a 401(k) to an IRA
American workers often change jobs and must decide what to do with their 401(k) balances at their prior…
2 in 3 Americans Don’t Know Much About IRAs
Lack of knowledge is the biggest obstacle preventing Americans from investing in an IRA, according to new research…
ICI Defends 401(k) in Wake of Zweig Attack
ICI's Schott Stevens is taking up the 401(k) industry flag in responding to Jason Zweig’s attack on the retirement savings vehicle earlier this month.
Let It Be: Options to Leave Assets in 401(k)s Expand
Discover why retirees keep assets in 401(k) plans over IRAs. Learn insights on health, savings, and retirement planning strategies.
Single Issue That Can Derail the Best-Laid 401(k) Plan
It’s silent, monotonous and often overlooked, but it’s something that is accelerating and becoming substantial for 401(k) plan…
401(k) Participants Do Rollovers Right
A bit of good news about plan participant behavior. New research finds the majority rollover assets from previous…
Lawsuit Seeks to Remove Killer as Victim’s 401k Beneficiary
A shocking and horrific crime was made worse with the news that a murder victim had named her…
DOL Wants Your Opinion on 401(k) Auto Portability
Auto Portability Comments are open—share your views on the DOL’s proposed exemption for 401(k) rollover and retirement savings rules.
Why Are More Job Hoppers Leaving Their 401(k)s With Ex-Employers?
401(k) participants often leave assets with former employers, content with investment performance and in-plan options