Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Under-the-Radar 401(k) Performance Metric Takes Center Stage: Excel 401(k) 2020 Digital Series
While participation and deferral rates typically garner the lion’s share of attention when talking about key 401(k) plan…
Another Ridiculous Argument for Wrecking the 401(k)
The framing gives it away. “That $17 trillion in 401(k) and IRA accounts is distributed unevenly …” “Mr.…
How Millennials Plan to Buck Traditional Retirement Norms
New research from Vanguard explores how Millennials are planning to redefine and challenge traditional retirement norms like retiring…
‘Millionaire Tax’ Coming to N.J.—Will Other States Follow Suit?
New Jersey is adding a wealth tax on its millionaires in an effort to “fight the financial realities…
Investing Legend Slams ESG Strategies
Self-sustaining? More like self-defeating. Burton Malkiel, author of “A Random Walk Down Wall Street,” now in its 12th…
3 Ways Advisors are Using Data to Prioritize Plan Changes
Over the last decade, the retirement industry has witnessed the significant impact of strategic plan design on participant outcomes. A growing body of research shows the benefits of features like auto-escalation, auto-enrollment and more, but how do plan sponsors decide which levers… Article Presented By: BlackRock
Retirement Crisis Contrast: How COVID Compares with Previous Panics
Little surprise, retirement savers who were saving at an adequate rate prior to the 2008 global financial crisis—and…
Automated 401(k) Portability: An Idea Whose Time Has Come
“Nothing is more powerful than an idea whose time has come,” French author and poet Victor Hugo observed.…
DC Plan Core Menu Evaluator Tool Launches
J.P. Morgan Asset Management Launches New Core Menu Evaluator, dedicated to analysis and selection investments for defined contribution plans.
Massive Increase in HSAs From Recordkeepers, Cerulli Finds
More than 40% of defined contribution plan recordkeepers participated in the HSA market as of 2019, up from…