Browsing Tag
401(k)
3591 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Fidelity Finds ‘Top Concern’ Among Retirement Plan Sponsors
Fidelity Investments took a close look at plan sponsor concerns and compared those answers with what happened during…
What’s the Difference Between a File Clerk and a Fiduciary?
What’s the difference between a file clerk and a fiduciary? Come June 30th, not much. A clerk is…
401(k) Investment Menu Design: Hope for the Best, Prepare for the Worst
Preparing for retirement is perhaps the most important financial planning exercise in which most Americans will ever engage.…
The Case for Roth Conversions in Market Downturns
In general, investors should refrain from taking panicky actions when markets plummet. A better option is to stay…
Final Countdown to Reg BI
Reg BI is almost here. Are you ready? Because the new rule’s entire compliance process will require well-thought-out…
5 Keys to Growing a Superior Retirement Plan Practice
Retirement plan advisors have a “once in a career opportunity” to earn and serve retirement plan clients—especially in…
Data and Dollars: Securing Retirement Plans in the Online Age
Using data from 2016 Form 5500 annual reports, the American Benefits Council found that there were over half…
Is There Really a Retirement Crisis?
NOT TO DIMINISH the severity of recent coronavirus-fueled market events, but it’s not exactly news to note the…
Why ERISA Advisors Should (Really) Consider Stable Value Funds
Stable Value (SV) is an important asset class in the defined contribution marketplace as measured by participant usage…
Trump Squashes TSP Plan to Invest in China
Remember that plan for the world’s largest defined contribution plan—the federal government’s Thrift Savings Plan—to transfer billions of…